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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Heather Kealoha
Reply from Ryan Buckholdt
July 22nd, 2025 02:32 PM
Thanks for sharing your experience, Douglas. I'm glad that our work together made a positive impact. It was my pleasure to assist you throughout the process. If there's anything else you might need in the future or any questions you have, feel...
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Just overwhelming amount of info to supply and texts and emails involved.
Not used to such extensive electronic
communication
Reply from Ryan Buckholdt
July 13th, 2025 07:27 PM
Thanks for sharing your thoughts, Keith. I understand that providing a lot of information and managing frequent emails and texts can feel overwhelming. If I can help streamline any part of the process for you or answer any further questions,...
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As a first time homebuyer I know little next to nothing. Everyone in Ryan's team including obviously Ryan himself was very supportive and informative! I felt more like a human dealing with a monumental step in my life that a friend was helping...
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Reply from Ryan Buckholdt
July 8th, 2025 08:39 PM
I'm truly touched by your kind words, Kyle. Helping you navigate this monumental step was a privilege, and I'm glad to hear that the experience felt personal and supportive. It's important to me that clients feel comfortable and at ease, especially...
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This was an absolutely wonderful experience working with Ryan and his team. They were timely, professional, and patient. They also got me a great rate. I can’t recommend them enough!
This was an absolutely wonderful experience working with Ryan and his team. They were timely, professional, and patient. They also got me a great rate. I can’t recommend them enough!
Super nice guy and his team was also great. Very responsive and professional. An amazing experience!
Reply from Ryan Buckholdt
July 4th, 2025 11:02 PM
I'm thrilled to hear that you had an amazing experience with us, Jason. It was a pleasure working with you, and I appreciate your kind words about our team's responsiveness and professionalism. Thank you for your feedback!
Ryan and his team were absolutely top-notch. They were able to help me secure multiple financing options, and were very patient with us in the process. They truly got us the best deal. They were always timely with responses and went the extra...
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Very professional and friendly people. I appreciate the teamwork my questions were answered promptly. I highly recommend Ryan and his team
Reply from Ryan Buckholdt
June 17th, 2025 01:42 PM
Thank you, Charlene, for your kind words and recommendation. I'm delighted to hear that you found our team professional and friendly. It was a pleasure assisting you, and I’m glad we could address your questions promptly.
Ryan was very responsive, answered all our questions, kept us up to dare and was very pleasant to work wirh
Reply from Ryan Buckholdt
May 19th, 2025 04:29 PM
I'm thrilled to hear that you found my assistance helpful, Christopher. It was a pleasure working with you, and I'm glad I could keep you informed throughout the process. Thank you for your kind words and for choosing CrossCountry Mortgage,...
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Everything went smoothly and I was kept in the loop the entire time.
Reply from Ryan Buckholdt
May 18th, 2025 05:46 PM
I'm glad to hear that the process went smoothly and that you felt well-informed throughout. It was a pleasure assisting you, and I appreciate your feedback.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095