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Ryan Buckholdt at CrossCountry Mortgage - Branch Manager | NMLS #319442 in Santa Cruz, CA
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Ryan Buckholdt at CrossCountry Mortgage

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Branch Manager | NMLS #319442

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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    Douglas A
    Keaau, HI
    Posted on July 15th, 2025 02:31 PM
    Heather Kealoha
    Reply from Ryan Buckholdt
    July 22nd, 2025 02:32 PM
    Thanks for sharing your experience, Douglas. I'm glad that our work together made a positive impact. It was my pleasure to assist you throughout the process. If there's anything else you might need in the future or any questions you have, feel...
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    Keith W
    Soquel, CA
    Posted on July 6th, 2025 07:25 PM
    Just overwhelming amount of info to supply and texts and emails involved. Not used to such extensive electronic communication
    Reply from Ryan Buckholdt
    July 13th, 2025 07:27 PM
    Thanks for sharing your thoughts, Keith. I understand that providing a lot of information and managing frequent emails and texts can feel overwhelming. If I can help streamline any part of the process for you or answer any further questions,...
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    Kyle S
    Scotts Valley, CA
    Posted on July 1st, 2025 08:38 PM
    As a first time homebuyer I know little next to nothing. Everyone in Ryan's team including obviously Ryan himself was very supportive and informative! I felt more like a human dealing with a monumental step in my life that a friend was helping...
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    Reply from Ryan Buckholdt
    July 8th, 2025 08:39 PM
    I'm truly touched by your kind words, Kyle. Helping you navigate this monumental step was a privilege, and I'm glad to hear that the experience felt personal and supportive. It's important to me that clients feel comfortable and at ease, especially...
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    Jason A
    Posted on July 1st, 2025 02:16 AM
    This was an absolutely wonderful experience working with Ryan and his team. They were timely, professional, and patient. They also got me a great rate. I can’t recommend them enough!
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    Jason A
    Posted on July 1st, 2025 12:00 AM
    This was an absolutely wonderful experience working with Ryan and his team. They were timely, professional, and patient. They also got me a great rate. I can’t recommend them enough!
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    Jason A
    Aptos, CA
    Posted on June 27th, 2025 11:01 PM
    Super nice guy and his team was also great. Very responsive and professional. An amazing experience!
    Reply from Ryan Buckholdt
    July 4th, 2025 11:02 PM
    I'm thrilled to hear that you had an amazing experience with us, Jason. It was a pleasure working with you, and I appreciate your kind words about our team's responsiveness and professionalism. Thank you for your feedback!
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    Jason A
    Posted on June 25th, 2025 04:18 PM
    Ryan and his team were absolutely top-notch. They were able to help me secure multiple financing options, and were very patient with us in the process. They truly got us the best deal. They were always timely with responses and went the extra...
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    Charlene M
    Marina, CA
    Posted on June 10th, 2025 01:32 PM
    Very professional and friendly people. I appreciate the teamwork my questions were answered promptly. I highly recommend Ryan and his team
    Reply from Ryan Buckholdt
    June 17th, 2025 01:42 PM
    Thank you, Charlene, for your kind words and recommendation. I'm delighted to hear that you found our team professional and friendly. It was a pleasure assisting you, and I’m glad we could address your questions promptly.
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    Christopher W
    Ben Lomond, CA
    Posted on May 12th, 2025 04:28 PM
    Ryan was very responsive, answered all our questions, kept us up to dare and was very pleasant to work wirh
    Reply from Ryan Buckholdt
    May 19th, 2025 04:29 PM
    I'm thrilled to hear that you found my assistance helpful, Christopher. It was a pleasure working with you, and I'm glad I could keep you informed throughout the process. Thank you for your kind words and for choosing CrossCountry Mortgage,...
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    Jessica H
    Santa Cruz, CA
    Posted on May 11th, 2025 05:45 PM
    Everything went smoothly and I was kept in the loop the entire time.
    Reply from Ryan Buckholdt
    May 18th, 2025 05:46 PM
    I'm glad to hear that the process went smoothly and that you felt well-informed throughout. It was a pleasure assisting you, and I appreciate your feedback.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • SCCAR
    • WCR - Santa Cruz
    • Core Coaching

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 319442
    Hobbies
    • Off-Roading
    • Wake Surfing
    • Mountain Biking
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS