

Steve Ferguson
Branch Manager


The University of Texas at Austin
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, h... Show More
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The Steve Ferguson team helped make the whole mortgage and loan process so easy for us. Being able to do everything digitally allowed us to complete the process without have to take off work. The constant updates through the Thrive app and...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We are thrilled to hear about your positive experience, Jordan! Our team is dedicated to making the mortgage process as simple and convenient as possible, and we're glad we were able to help you achieve this through our digital platform and...
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Your patience with me, the communication, and the financing service. It’s been a pleasure working with the Ferguson Team.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're absolutely thrilled to hear that you had a positive experience with us, Kacey! Your kind words affirm the hard work we put into each and every client relationship at Thrive Mortgage. We feel privileged to have been a part of your financing...
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The mortgage process is extremely arduous and complex in many cases. Despite the myriad of hoops, obstacles and challenges, Steve and Kathy navigated each, and every one with professionalism, knowledge, and experience that is simply unmatched...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Stuart thank you for your kind words and your trust! We love working with you! Enjoy the new home and when is the pool party?
Professionalism
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're incredibly appreciative of your 5-star rating and acknowledgment of our professionalism, Judith. Here at The Steve Ferguson Team and Thrive Mortgage, we strive to provide top-notch service to every client. Your positive feedback validates...
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You guys come highly recommended, communication is on point. Hoping to build a working relationship with the company.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear that you've had a positive experience with The Steve Ferguson Team here at Thrive Mortgage, Hil! Communication is paramount to us and we're glad it shows. We too are looking forward to building a great working relationship...
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The team was excellent, especially Kathy Gossett! She explained things very thoroughly, and even if we had to ask her 7 more times to explain it- she did. We would not have made it through this experience with all our hiccups without her being...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Thank you for the kinds words! Kathy works so hard for our clients and I love that you think as highly of her as I do! We so appreciate you and hope you enjoy your home! We are here when you need us and thank you again.
Great communication!
Steve was amazing during my loan inquiries and home buying journey. His clear explanations of the details of acquiring a loan helped give me confidence in the rather complicated process and strengthened my decisions based on my financial needs....
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Everything was good for us
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're delighted to hear that you had a positive experience with The Steve Ferguson Team at Thrive Mortgage, Andrew! Your 5-star rating means a lot to us. We always strive to provide excellent service and are glad to hear that everything was...
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Everything was handled in a very professional manner and we were kept up to date at where the process was and what the next step would be
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About
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, he is known for educating clients and guiding them through a smooth home financing process. Steve has earned the Texas Five Star Professional Award for 14 consecutive years and has been recognized as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether assisting first time homebuyers or experienced investors, Steve provides personalized mortgage solutions to help clients achieve their goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
Non-QM
Investor Loans
Jumbo Loans
Construction loans
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Education
- The University of Texas at AustinSociologyBachelor of Arts (BA)

Positions
- RWM Home Loans - Branch ManagerFeb 3rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 196278
Achievements
- Presidents Club Loan Officer for 8 yrs
Hobbies
- Church
- Family Time
- Working on old cars
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445