

Steve Ferguson
Branch Manager


The University of Texas at Austin
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, h... Show More
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Reviews from Web
The Thrive team was wonderful!!! They kept both me and my up to date on every step of the process. They were responsive and made sure they did everything to get us to close on time.
The entire process was pretty smooth minus the few hiccups with underwriting. It went pretty quick & it was very easy to send documents & get quick responses. The icing on the cake was getting a confirmation email at 12:59 on Thanksgiving from...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear about your positive experience with The Steve Ferguson Team and appreciate your 5-star rating. Our goal is always to ensure a smooth and streamlined process, and we're glad to hear that the few hiccups in underwriting...
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This team made the whole process a such a good experience. It was a challenging loan, and they put so much effort into getting it to the closing table. Very impressed with the team.
This team is the DREAM TEAM. They made what 3 other lenders said was impossible, POSSIBLE! They continuously worked hard and fought for us to make our home purchase happen. We cannot thank this team enough! These guys know what they’re doing...
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Having y’all on our side during our home buying process was such a blessing. We went through multiple lenders who all passed us along, who all denied us for different reasons and wouldn’t even give us a chance. I am so thankful we were referred...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Thank you so much for these kind words! We are so happy for you and your family! Congratulations and enjoy Christmas in your new home!
Kathy, Christina, and Steve were all instrumental in educating my wife and I as first time home buyers. We learned a lot and though the entire process was stressful, the SAL team helped us navigate through it and was eager to help every step...
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Reply from Steve Ferguson
February 8th, 2025 07:29 PM
Thank you for the glowing review, Max! We're thrilled that you had such a positive experience as first-time home buyers with The Steve Ferguson Team at Thrive Mortgage. Your feedback about Kathy, Christina, and Steve goes to show that our efforts...
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Kathy, Christina, and Steve were all instrumental in educating my wife and I as first time home buyers. We learned a lot and though the entire process was stressful, the SAL team helped us navigate through it and was eager to help every step...
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Steve is very knowledgeable and explained everything in great detail. Kathy and the whole team were super helpful and supportive in every step. Thank you for helping my first home buying experience go so smoothly.
Reply from Steve Ferguson
February 8th, 2025 07:29 PM
We're thrilled to hear that you had a positive experience with us, Abigail! Our team is committed to providing detailed and understandable information - so, it's great that Steve was able to help you feel comfortable with the process. Kathy...
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My clients are super happy with the purchase of their new home! Email updates from the Team throughout the process were awesome and the video attachments with the emails were nice to help explain and guide them in each stage. Kathy was great...
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The communication between parties were good. They helped out a lot
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About
Born and raised in Texas, Steve Ferguson proudly calls Georgetown home. A graduate of The University of Texas and a prior service veteran, Steve brings dedication and integrity to his work. With more than 24 years in the lending industry, he is known for educating clients and guiding them through a smooth home financing process. Steve has earned the Texas Five Star Professional Award for 14 consecutive years and has been recognized as a Presidents Club Loan Officer and Branch Manager for the past seven years. Whether assisting first time homebuyers or experienced investors, Steve provides personalized mortgage solutions to help clients achieve their goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
Non-QM
Investor Loans
Jumbo Loans
Construction loans
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Education
- The University of Texas at AustinSociologyBachelor of Arts (BA)

Positions
- RWM Home Loans - Branch ManagerFeb 3rd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 196278
Achievements
- Presidents Club Loan Officer for 8 yrs
Hobbies
- Church
- Family Time
- Working on old cars
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445