Shimene Willard
Branch Manager
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Shimene is a consummate professional. She takes great care of our clients from start to close and everywhere in between. Her communication skills are top notch and she keeps everyone up to date and in the loop at all times. Shimene is second...
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Reply from Shimene Willard
March 5th, 2025 02:40 PM
Wayne it was a pleasure to team up with you in this transaction and help our First - Time Home Buyers! I look forward to the next time we can team up!
Shimene communicated openly, honestly, consistently, and in a timely manner. Her help through this process as a first-time homebuyer was so appreciated and valued! I couldn't have asked for a better experience!
Reply from Shimene Willard
March 5th, 2025 02:40 PM
Mallory! You are a Homeowner! I am so excited for you and, really appreciate the opportunity to be a part of such a big milestone for you both. I look forward to the pool parties!
Shimene and her team made everything seamless and easy. I'm so grateful we used her for our home buying needs!
Reply from Shimene Willard
March 5th, 2025 02:40 PM
Thank you so much for your kind words, Rachel. It's wonderful to hear that you found our service at Lower (Thrive) seamless and easy. Your satisfaction is our top priority and it's reassuring to know that we're succeeding. We're very grateful...
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I thank you for your time and just working on the back end. My situation has changed over the last couple of years and just no judgement and felt like i could talk . I also had moments that my mind changed and she was very patient. Thank you,...
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Reply from Shimene Willard
March 5th, 2025 02:40 PM
Nathan! Thank you for allowing me to work with you and your family again! It is always my joy to be apart of the homeownership journey with my clients, no matter the journey to get there! We appreciate you entrusting us today, and in the future!...
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The entire process went very smooth, and I would definitely refer my clients to her in the future! Shimene is kind and courteous, she is easy to communicate with and she was very accessible when questions came up about the loan. Shimene was...
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Reply from Shimene Willard
March 5th, 2025 02:40 PM
Thank you so much, Stephanie, for your kind words and for the five-star rating! I'm thrilled to hear that you found the process smooth, and that communication was easy. Your satisfaction is my top priority, and I'm delighted to know I was able...
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Shimene is the best! She makes the home-buying experience a breeze.
Reply from Shimene Willard
March 5th, 2025 02:40 PM
I'm really pleased to hear that you had such a positive home-buying experience, James! I always strive to make the process as smooth as possible for my clients. Thank you for choosing us to work with you again, and for taking the time to leave...
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Shimene was very knowledgeable throughout the whole process.
Reply from Shimene Willard
March 5th, 2025 02:40 PM
I'm sincerely grateful for your kind review, William. I am pleased to know that you found the process informative and satisfactory. At Lower (Thrive), we strive to deliver a quality service to our clients and your 5-star rating reinforces this...
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Shimene and her team worked very hard to get my buyer closed
Always helpful with all my questions I had about my loan
Reply from Shimene Willard
March 5th, 2025 02:40 PM
I'm really glad to hear that you found my assistance helpful, Paul! It's a priority for us at Lower (Thrive) to ensure that all your loan-related questions are answered. I'm here anytime you need help with anything else. Thank you so much for...
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shimene was very communicative. Let me know what was going on every step of the way.
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 220045
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445