

Kristen Livingston
Mortgage Banker NMLS 1036089

Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is pass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication Ease of refi
Kristen and her team have been extemely communicative & responsive. Would recommend 100%
Kristen and her team were amazing start to finish. Communication was top notch, letting us know where we were at every step of the way. The Fluid App was also very helpful. Thanks again!
Kristen Livingston and her team do a phenomenal job! They respond immediately to questions and concerns, and they help find solutions to any obstacles. In addition, they're always seeking ways to reduce costs, get the best interest rate, etc....
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Kristen was very helpful with finding the best loan to meet my needa Her team worked quickly and efficiently
It's a pleasure to work with Kristen! Kristen is responsive, knowledgable, and thorough. This is our second transaction with Kristen and we couldn't imagine a smoother experience! Will work with Kristen again!
Kristen is truly the pinnacle of customer service. She expertly navigated us through a complicated closing process with many dependencies under a tight timeline to support our family through the home purchase process. We have used Kristen for...
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Reply from Kristen Livingston
October 28th, 2025 02:54 PM
Garrett, it's wonderful to know that you value the support I provided during your home purchase process. Navigating through a complicated closing under a tight timeline can be challenging, and I'm glad I could assist you and your family effectively....
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Kristen was incredibly attentive to detail and communicative. She did her research and provided us with multiple options. Whenever we hit a roadblock, Kristen expertly navigated the obstacle and helped us find a solution. She was creative,...
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Reply from Kristen Livingston
October 20th, 2025 08:47 PM
I appreciate your kind words, Jacqueline. I'm glad that my attention to detail and communication made a difference in your experience. It's important to me that we find effective solutions and options throughout the process. If you need anything...
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Kristen is a consumate professional, I was very happy to have her helping me through this process
for the responsiveness and super helpful scenario analysis as we navigated through our second mortgage loan! I really trusted that Kristen was acting in our best interest and got us the best deal possible thanks again, Kristen!
Reply from Kristen Livingston
October 13th, 2025 01:50 PM
I'm glad to hear that you felt supported, Tyler. Ensuring that you received the best deal and had a positive experience is always a priority for me. If you ever have more questions or need assistance in the future, don't hesitate to contact...
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About
Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is passionate about helping clients with their mortgage needs and works hard to make the loan process as smooth as possible. Kristen graduated from Loyola Marymount University in Los Angeles with a BA in Finance and Marketing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
DSCR
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 1036089
- RWM NMLS 79445
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate 01174642 and Department of Business Oversight 4131353 under the California Residential Mortgage Lending Act. NMLS 79445. Equal Housing Lender.