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Kristen Livingston - Mortgage Banker NMLS 1036089 in San Diego, CA

Kristen Livingston

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Mortgage Banker NMLS 1036089

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Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is pass... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
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    James F
    Los Osos, CA
    Posted on March 11th, 2026 04:39 PM
    Communication Ease of refi
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    Aimee H
    Parker, AZ
    Posted on March 4th, 2026 04:59 PM
    Kristen and her team have been extemely communicative & responsive. Would recommend 100%
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    Tyson H
    Parker, AZ
    Posted on March 4th, 2026 04:18 PM
    Kristen and her team were amazing start to finish. Communication was top notch, letting us know where we were at every step of the way. The Fluid App was also very helpful. Thanks again!
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    Diane C
    San Diego, CA
    Posted on December 24th, 2025 04:29 PM
    Kristen Livingston and her team do a phenomenal job! They respond immediately to questions and concerns, and they help find solutions to any obstacles. In addition, they're always seeking ways to reduce costs, get the best interest rate, etc....
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    Nancy M
    Santa Fe, NM
    Posted on December 2nd, 2025 04:15 PM
    Kristen was very helpful with finding the best loan to meet my needa Her team worked quickly and efficiently
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    Jill W
    Carlsbad, CA
    Posted on October 24th, 2025 03:36 PM
    It's a pleasure to work with Kristen! Kristen is responsive, knowledgable, and thorough. This is our second transaction with Kristen and we couldn't imagine a smoother experience! Will work with Kristen again!
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    Garrett H
    Carlsbad, CA
    Posted on October 24th, 2025 02:51 PM
    Kristen is truly the pinnacle of customer service. She expertly navigated us through a complicated closing process with many dependencies under a tight timeline to support our family through the home purchase process. We have used Kristen for...
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    Reply from Kristen Livingston
    October 28th, 2025 02:54 PM
    Garrett, it's wonderful to know that you value the support I provided during your home purchase process. Navigating through a complicated closing under a tight timeline can be challenging, and I'm glad I could assist you and your family effectively....
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    Jacqueline C
    Carlsbad, CA
    Posted on October 15th, 2025 07:24 PM
    Kristen was incredibly attentive to detail and communicative. She did her research and provided us with multiple options. Whenever we hit a roadblock, Kristen expertly navigated the obstacle and helped us find a solution. She was creative,...
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    Reply from Kristen Livingston
    October 20th, 2025 08:47 PM
    I appreciate your kind words, Jacqueline. I'm glad that my attention to detail and communication made a difference in your experience. It's important to me that we find effective solutions and options throughout the process. If you need anything...
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    Mason T
    La Mesa, CA
    Posted on October 14th, 2025 04:49 PM
    Kristen is a consumate professional, I was very happy to have her helping me through this process
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    Tyler R W
    Carlsbad, CA
    Posted on October 7th, 2025 03:09 PM
    for the responsiveness and super helpful scenario analysis as we navigated through our second mortgage loan! I really trusted that Kristen was acting in our best interest and got us the best deal possible thanks again, Kristen!
    Reply from Kristen Livingston
    October 13th, 2025 01:50 PM
    I'm glad to hear that you felt supported, Tyler. Ensuring that you received the best deal and had a positive experience is always a priority for me. If you ever have more questions or need assistance in the future, don't hesitate to contact...
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    About
    Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is passionate about helping clients with their mortgage needs and works hard to make the loan process as smooth as possible. Kristen graduated from Loyola Marymount University in Los Angeles with a BA in Finance and Marketing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    DSCR
    Reverse Mortgages
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 1036089
    • RWM NMLS 79445
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate 01174642 and Department of Business Oversight 4131353 under the California Residential Mortgage Lending Act. NMLS 79445. Equal Housing Lender.