Joe Varisco II
Loan Officer
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitione... Show More
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Joe and his team did a great job navigating us through Texas law (we are out of state buyers). We were kept up-to-date on all aspects of the loan process.
Reply from Owner
January 9th, 2026 10:29 AM
Thank you Heather! Working with you guys and the Leighton’s was great and we look forward to your success with your new property!
Friendly, knowledgeable, and efficient! The team at Laraby made it very easy to apply and receive our mortgage loan for our first home and we are sooo happy! Cannot recommend more!!
Reply from Owner
January 9th, 2026 10:29 AM
Thank you, we really enjoyed getting to know you guys and look forward to your continued success!
Joe Varisco and Laraby helped make a complex process move smoothly. Thanks to them our home addition is moving forward faster than we could have imagined
Reply from Owner
January 9th, 2026 10:29 AM
Thank you for letting us know how we did, feedback from our customers are key to our continued success. We really enjoyed working with you all and by the looks of the pictures you shared, your project was absolutely "Shovel Ready". Looking...
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I've now done several transactions with Joe Varisco at Laraby Financial Group and I wouldn't take my clients elsewhere.They make sure that my clients get to the closing table on time and we couldn't be happier! Thank you for always being dependable....
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Reply from Owner
January 9th, 2026 10:29 AM
Thank you for the feedback Melody, you are a key team member always helping ensure success for our customers. Looking forward to our continued success and growth.
Randy's failure to respond is highly unprofessional. Despite my efforts to provide the requested documents for a home loan, I have not received any further communication from him. If I was allowed to give him no stars I would. Be careful when...
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Reply from Owner
January 9th, 2026 10:29 AM
Hi Yolanda, thank you for your feedback we are sorry for the misunderstanding and communication. We carefully review each customer’s unique situation, matching the best products the market has to offer thus insuring the best loans are granted....
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As a REALTOR, I allow my clients to choose whichever lender they prefer but once anything goes wrong, I send them straight to Joe!He has the knowledge, resources, and skills to get us out of the "hole" and avoid us having to terminate our contract...
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Reply from Owner
January 9th, 2026 10:29 AM
Thank you Melody, you are a great Partner and we look forward to working with you and your continued success.
Joe was great to work with. Second time to use Laraby.
Reply from Owner
January 9th, 2026 10:29 AM
Thanks Phillip, you guys are great to work with and we have thoroughly enjoyed getting to know you and Donna. Thank you again for choosing Laraby for you residential financing needs.
Joe Varisco II has received a review with 5 star rating from Steven W
Reply from Owner
January 9th, 2026 10:29 AM
Thank you Steven, looking forward to working with you going forward! Let us know if you need anything.
Joe and his team were wonderful to work with! Extremely professional and always responsive. All of the updates that were provided along the way and the step by step process made this experience top notch! Thank you all for making a typically...
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Reply from Owner
January 9th, 2026 10:29 AM
You bet, we really enjoyed getting to know you all and look forward to supporting you guys going forward as you develop your investment portfolio.
This was mine and my husband’s first time buying a house and would highly recommend Laraby Financial. We worked with Joe and he was phenomenal, communication was a big thing for us and he was great at it!!
Reply from Owner
January 9th, 2026 10:29 AM
Congratulations Guys!! We are super proud to have been part of your purchase team. Looking forward to your continued success and are here to keep you updated with current market trends, opportunities, and any questions or concerns along the...
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About
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitioned into the mortgage industry in 2020 and now lead our Waco, Texas branch. I hold the Certified Mortgage Advisor (CMA) designation and have built a strong production record while growing my team. Fluent in English and Spanish, I enjoy helping clients navigate the home financing process with confidence. Whether purchasing a home or refinancing, my goal is to provide clear guidance and tailored loan solutions that support each client’s financial goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1998610
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445