

Joe Varisco II
Loan Officer

Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitione... Show More
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Reviews from Web
We worked with Joe to refinance our house, it was a great and easy transaction, I will highly recommend for his experience and professionalism.
Reply from Owner
January 9th, 2026 10:29 AM
We really enjoyed getting to know you guys through the process and look forward to your continued success. Don't forget to be watching for our Financial Statement each month, from Homebot; to review your Homes Appreciation and Amortization....
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Joe Varisco was amazing to work with, he is knowledgeable, professional and expert in all things related to residential lending. Highly recommended 👌
Reply from Owner
January 9th, 2026 10:29 AM
We have really enjoyed getting to know and work with you and look forward to your and our continued success. As mentioned, don't forget to be watching for our Financial Statement each month, from Homebot; to review your Home's Appreciation...
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Great experience, helpful and responsive every step of the way. Thanks, Joe!
Reply from Owner
January 9th, 2026 10:29 AM
Thanks Kyle! We really enjoyed getting to know you and Margaret and look forward to your continued success! As you know our journey did not end at Closing yesterday as we will continue to provide you with updates on your home’s financial performance....
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Joe was both amazing and fantastic with great attention to detail and a tireless effort to help me work through any and all issues that came up. Masterclass work!
Reply from Owner
January 9th, 2026 10:29 AM
Hey Kyle, thank you for your feedback! We had a fantastic time working with you and look forward to your continued success. If you or anyone you may know ever needs help with residential financing we would love to visit with them. Thanks again...
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Excellent service, they were very knowledgeable and helpful in getting loan, I went through a couple other lenders first, they couldn't offer the same service Laraby did, I'd use them again without hesitation.
Reply from Owner
January 9th, 2026 10:29 AM
Thank you for your feedback Monse, we really enjoyed getting to know you and are honored to have you part of the Laraby family. Again, congratulations on your purchase and we look forward to your continued success.
It was a great experience working with Laraby Financial. The company offered us a very competitive interest rate compared to other lenders that I spoke with. The communication was very smooth, either through email or text messaging. The company...
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Reply from Owner
January 9th, 2026 10:29 AM
Great hearing from you, we are honored to have you guys part of our Laraby family and look forward to your continued success. If you or anyone you know needs assistance in how to create generational wealth through homeownership we are here...
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We thoroughly enjoyed working with Joe as a Mortgage Broker! He was calm and understanding every step of the way, and he took extra time and attention to make sure we were all on the same page with everything. Joe was even present at our closing,...
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Reply from Owner
January 9th, 2026 10:29 AM
Congratulations again guys, we thoroughly enjoyed getting to know you guys and look forward to being part of your continued success. Welcome to the Laraby Family, please don't hesitate to reach out anytime if you need anything or just want...
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Excellent local lender that truly cares about their clients ! My clients had a tight timeline & thanks to Joe, my clients were still able to close within thirty days. He goes the extra mile and I can’t recommend him enough. Looking forward...
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Reply from Owner
January 9th, 2026 10:29 AM
Thank you for the feedback Katie, this one was a "Roller Coaster". After the extended Option Periods pulling it all together would not have been possible without your attention to details and Customer Centricity. We look forward to working...
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We had great guidance through the whole loan process. Joe was always available when we had questions and he was very quick to respond or give us a call back. Great at explaining everything and the benefits that come with this financial business...
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Reply from Owner
January 9th, 2026 10:29 AM
Thank you for the great feedback! We thoroughly enjoyed working with you guys and can't wait to see your continued success in Houston. We look forward to you guys being part of our community while we keep you updated on your home's financial...
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Joe Varisco resolved all the obstacles. He was understanding and patient with me. He worked weekends and dinner hours with only one goal in mind... A success closing day!
Reply from Owner
January 9th, 2026 10:29 AM
Thank you Carmen, it has been an absolute pleasure getting to know you. We look forward to your continued success, don't hesitate to reach out if you have any questions. Congratulations again...
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About
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitioned into the mortgage industry in 2020 and now lead our Waco, Texas branch. I hold the Certified Mortgage Advisor (CMA) designation and have built a strong production record while growing my team. Fluent in English and Spanish, I enjoy helping clients navigate the home financing process with confidence. Whether purchasing a home or refinancing, my goal is to provide clear guidance and tailored loan solutions that support each client’s financial goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1998610
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445