

Doug Smithe - Mortgage Loan Originator
Branch Manager


Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Doug is great to work with. He provides constant communication throughout the process and handles the loan process with great care.
Thanks for all your help you guys are the best.
fast respond.
Doug is the best lender in our business. He is very attentive and very detailed oriented. He can get the loan done in record timing w aggressive rates! He is also very very nice to work with along the way. He has compassion and is patient....
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Doug and Natalie are amazing. When I use them, I know everything is in good hands. Doug provides great, proactive communication, is always thinking a few steps ahead, shares frequent updates, and in come cases has closed earlier than we expected....
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Doug and Natalie are amazing. When I use them, I know everything is in good hands. Doug provides great, proactive communication, is always thinking a few steps ahead, shares frequent updates, and in come cases has closed earlier than we expected....
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Since meeting Doug, he has always been my go-to guy for anything related to home financing. I refer 100% of my home buying clients to him. I even used him recently to refinance my personal home. So I've personally experienced the expert advice,...
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As a realtor, I have worked with Doug on many transactions and will continue to do so because of the dedicated work he provides his clients. Throughout the process he is very informative, keeping everyone updated, meets important timelines,...
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I can only recommend Doug’s service. Very professional, understanding and most importantly fast. We won our house not because we made the best offer, but because we were able to close far before everybody else. Outstanding service deserves...
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Doug was amazing! He was reliable, knowledgeable, and beyond helpful. He simplified the process and put everything into terms that my husband and I could easily understand. If you're looking for a high caliber lender I sincerely recommend using...
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005

Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445