

Doug Smithe - Mortgage Loan Originator
Branch Manager


Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Great integrity!
Doug was quick to respond to my questions and information I had to submit to keep the loan process going. He was very patient with me getting used to a different state's requirements and a loan type that I was unfamiliar with. I will be using...
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Doug and Natalie were excellent! Super communicative and helpful, made the whole process very easy for me.
Doug did a fantastic job (again!) helping my first time homebuyer through the loan process. Doug and Natalie really are the best - they work hard, get excellent financing, are happy to discuss everything, and truly care about their customers....
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Doug is very informative and communication is great!!
Doug has been the rock for our transactions in both buying and selling needs in Real Estate. His professionalism is far superior to any other lender I have worked with to help my clients. He brings a personal connection into every transaction...
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Doug and his team executed in a timely manner throughout the loan process. I would happily work with them again.
Doug knows his business and goes out of his way to make sure all details are addressed so the buyers experience is as smooth and seamless as possible. He genuinely cares about doing a good job for you.
Doug is awesome!
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005

Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445