

Doug Smithe - Mortgage Loan Originator
Branch Manager


Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Reviews from Web
Great service and staff!
Reply from Owner
May 13th, 2025 06:56 PM
Appreciate it Aaron! Always happy to help!!
Doug and Natalie went above and beyond as usual, they were great.
Reply from Doug Smithe
May 13th, 2025 06:57 PM
Thanks Aaron, we appreciated the opportunity to help!!
Professional
Reply from Doug Smithe
May 13th, 2025 06:56 PM
Thanks Dante! We hope you enjoy your new home!!
Excellent communication
Reply from Doug Smithe
February 24th, 2025 10:06 PM
Jesse, thanks so much! I really appreciate you taking the time to leave such a positive review. I always strive to ensure clear and open communication throughout the entire process, so it's rewarding to hear that my efforts were successful....
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Doug, his team, and Evelyn Rudisill, my realtor, all took me by the hand and walked me through the process. It was much easier than I thought it would be.
Reply from Doug Smithe
May 13th, 2025 06:58 PM
Thank you for the opportunity to help with your home purchase!
Doug, his team, and Evelyn, my realtor, all took me by the hand and walked me through the process. It was much easier than I thought it would be.
Reply from Doug Smithe
February 24th, 2025 10:06 PM
I'm thrilled to hear you had such a positive experience, John. It's our goal to make sure every step of the process is as smooth as possible. It was a pleasure working with you and Evelyn to deliver a service that exceeded your expectations....
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good Comunication with us!
Reply from Doug Smithe - Mortgage Loan Origina...
July 22nd, 2025 12:20 AM
Shelby, I appreciate your feedback on the communication throughout the process. It's important to me that you felt informed and supported. If there’s anything further you'd like to discuss or if you have any questions, please feel free to reach...
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We love Doug and the team
Reply from Doug Smithe - Mortgage Loan Origina...
July 23rd, 2025 03:59 PM
I'm delighted to hear that you had such a positive experience with me and the team at RWM Home Loans, Evelyn. Your kind words are truly appreciated. If there's anything more I can assist you with or any questions you might have, please don't...
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Very professional and great team to work with
Reply from Doug Smithe - Mortgage Loan Origina...
July 22nd, 2025 12:20 AM
I'm truly grateful for your positive feedback, Osbaldo. It's fantastic to hear that you found the experience professional and appreciated the teamwork at RWM Home Loans. If you have any more questions or need assistance in the future, please...
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Every step of the way I felt that I was in good hands and had information given to me right away never did I feel like I was being ignored or judged very great team to work with and hopefully will work with you guys in the future again
Reply from Doug Smithe
February 24th, 2025 10:06 PM
Thank you so much for your kind words, Osbaldo. I'm thrilled to hear that you felt supported and informed throughout our process - that's exactly what we aim for here at Lower (Thrive). Your positive feedback means a lot to me and the team....
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005

Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445