Doug Smithe - Mortgage Loan Originator
Branch Manager
Texas State University
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a season... Show More
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Reviews from Web
Doug got the loan sent over the night before closing. Was able to get keys to home much faster than normal. Even the title company was impressed. Got a great rate as well.
Reply from Doug Smithe
February 24th, 2025 10:06 PM
I'm extremely pleased to hear about your positive experience, Mario. It's always a top priority for us at Thrive Mortgage to ensure the loan process is as efficient and smooth as possible. I'm glad I was able to help expedite the process for...
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He go the extra mile to make the loan happen.
Doug Smithe is very professional and cares about his customers. He will bend over backwards for you.
Doug Smithe is very professional and cares about his customers. He will bend over backwards for you.
I used a VA loan to purchase the property. The VA requires several documents that a conventional lender does not. The VA is difficult to work with. Doug bent over backwards to help me and close my loan. He is very professional and truly care...
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Reply from Doug Smithe
February 24th, 2025 10:06 PM
Thank you very much, Michael, for your kind words and for taking the time to share your experience. It was indeed a pleasure working with you on your VA loan. Despite the challenges that came with the VA's requirements, it was our goal to ensure...
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Natalie the assistant was snippy and lacks professionalism in communication
In 8 homes sales/ purchases, this was the most unorganized and stressful
Doug is very nice but doesn’t give clear answers often
We won’t use Thrive again
La señora Juana faudoa was. Excellent person; very kind and efficient
Reply from Doug Smithe
February 24th, 2025 10:06 PM
Thank you so much for your kind words, Marta! I'm glad to hear that you had such a positive experience with us at Thrive Mortgage. It's always our aim to provide excellent service and efficiency to our clients. It's great to know that we hit...
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Great interest rate and loan cost!
They explain things thoroughly and provide immediate feedback.
Reply from Doug Smithe
February 24th, 2025 10:06 PM
I'm delighted to hear that you had a positive experience with us at Thrive Mortgage, Jieun. It's our top priority to ensure our clients fully understand the process and it's gratifying to know our efforts to provide immediate feedback were...
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The correspondence from Doug and Natalie was great. They answered all of our questions and helped ease our nerves as first-time home buyers. Continuous status updates and clear communication made the expereience great!
Reply from Doug Smithe
February 24th, 2025 10:06 PM
I'm very pleased to hear about your positive experience, Derek! Ensuring first-time home buyers like yourself have a smooth and understandable process is always a priority for us at Thrive Mortgage. Natalie and I are glad we could assist in...
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About
I’m a Loan Officer and Branch Manager at RWM Home Loans, bringing 23 years of experience to help homebuyers find the best mortgage solutions for their needs. Whether it’s a first-time buyer achieving their dream of homeownership or a seasoned investor expanding their portfolio, I’m passionate about making the loan process smooth and stress-free. As a U.S. Army veteran, I bring the same dedication and discipline to my work that I did in service. I earned my bachelor’s degree from Texas State University and split my time between the Austin area and Angel Fire, NM. When I’m not helping clients secure financing, you can find me outdoors, enjoying the mountains with my wife, two daughters, and our four dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Down Payment Assistance
USDA Loan
Non-QM mortgages
Mortgage Credit Certificate (MCC)
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Education
- Texas State UniversityBusiness ManagementBachelor of Science (BS)Jan 2000 -May 2005
Positions
- RWM Home Loans - Branch Manager, Loan OriginatorFeb 18th, 2025 - Current
- Thrive Mortgage - Branch Manager, Loan OriginatorApr 19th, 2019 - Feb 14th, 2025
Memberships
- Georgetown Chamber of Commerce
- Texas State Alumni Association
- Veteran Mortgage Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 218884
Hobbies
- Mountain Biking
- Fishing
- Hiking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445