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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell and his team make the whole process easy and stess free, with communication and guidance
Reply from Russell Smith and The Dream Team at...
September 28th, 2026 05:58 AM
I'm happy to know that the process always feels easy and stress-free for you, Rhonda. At ALCOVA Mortgage, my team and I aim to provide clear communication and guidance throughout. Thank you! Russell Smith
Russell and his team make the mortgage process easy and stress free, guiding each step with courtesy and professionalism. We have used Alcova for all our transactions for 6 years and I highly recommend
Reply from Owner
September 23rd, 2026 03:53 PM
Thank you Rhonda for your confidence in our team’s performance for you and your clients in Carolina Beach and the Wilmington NC market! Russell Smith
Russe and everyone went above and beyond for us through every step of this process
Reply from Russell Smith
September 25th, 2026 07:56 PM
I'm pleased to know that you felt supported throughout every step of the process, Raymond. At ALCOVA Mortgage, going above and beyond is what we strive for, and I'm glad we could do that for you.
Working with Russell and his team has been an absolute pleasure. Amy and Judy were very helpful every step along the way as well. Beyond just their services they provide helpful information to educate and assist with any questions you may have...
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Reply from Owner
September 28th, 2026 05:59 AM
I'm grateful, Marshall, for your kind words about working with me and my team at ALCOVA Mortgage. You did an amazing job as the buyers agent for your client as well. It's wonderful to know that Amy and Judy were helpful throughout the process...
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He responded to us no matter what time or day!!! Spelled everything out perfectly
Reply from Russell Smith and The Dream Team at...
September 20th, 2026 03:25 PM
I'm pleased to hear that my responsiveness and clarity in communication made a positive impact on your experience in buying your home in Lillington NC, Gary. At ALCOVA Mortgage, ensuring our clients feel informed and supported is a top priority....
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Russell and his team are truly exceptional! Top notch!
Reply from Owner
September 16th, 2026 11:03 AM
Thank you Jake for your belief in our mortgage team for helping buyers! Let me know how I can help you with any home buying questions you may have.
Mr.Russell was the best throughout the entire process.
Reply from Russell Smith and The Dream Team at...
September 1st, 2026 12:55 PM
Thank you, Kaitlyn, for your kind words. I'm happy to know that you felt well-supported throughout the entire process. If you have any more questions or need further assistance, we are always happy to help! Russell Smith
The communication was always there. We were mever in the dark about anything!
Reply from Russell Smith and The Dream Team at...
September 1st, 2026 12:56 PM
I'm glad to hear that the communication was consistent and clear, Zachary. Keeping you informed throughout the process is important to me. If there's anything else you need, feel free to reach out. Thank you! Russell Smith
As a real estate agent, I recently had the pleasure of working with Russell and his team for a first-time home buyer. From the outset, Russell provided exceptional care and support for my client. My client expressed that, as a first-time buyer,...
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Reply from Owner
September 1st, 2026 01:34 AM
Thank you so much Raquel and we appreciate how you were right there with us taking great care of our joint client.
Couldn't have asked for a better team to work with! Russel is an amazing guy and is an even better representation of his team! First time homebuyer here and the dream team couldn't have made this process any smoother for me and my family. I...
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Reply from Russell Smith and The Dream Team at...
August 29th, 2026 01:35 PM
Thank you, Luis, for your kind words. I'm glad to hear that we could make your first home purchase an over the top experience. It was a pleasure working with you and your family, and I appreciate your recommendation. Russell Smith
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance