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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
I contacted Russell after all other Mortgage lenders were unable to satisfy the requirements for VA approval on purchasing a home in a different state of residence.I would like to say a big Thank You to Russell Smith and his staff at Blue Ridge...
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Russell Smith and Blue Ridge Bank are as good as it gets! We had applied for a home equity loan with Wells Fargo and the day before closing Wells Fargo said, you have 16 acres and we don’t do home equity loans on agricultural properties, even...
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Russell Smith and Blue Ridge Bank are as good as it gets! We had applied for a home equity loan with Wells Fargo and the day before closing Wells Fargo said, you have 16 acres and we don’t do home equity loans on agricultural properties, even...
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Reply from Owner
January 29th, 2020 12:00 AM
Thank you so much for this feedback!
I received a phone call about four days before our mortgage loan was to close.I was told that the final underwriting reviewed and declined my application. That also meant my earnest money, house inspection and property appraisal money was lost....
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Reply from Owner
January 14th, 2020 10:21 PM
Thank you and we are so happy for you!
I simply cannot say enough good things about Russell Smith. He was recommended by a fellow Realtor, and his service was extraordinary! I have been selling real estate for many years and can honestly say, I have never had a better experience...
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Reply from Owner
January 2nd, 2020 04:39 PM
Thank you so much Phyllis. You did an amazing job for your buyers as well!
I am beyond impressed by the staff at blue ridge mortgage.Russell Smith a major asset to this company,he not only is professional he goes above and beyond for his clients,and then theres Amy his assistant who makes sure you are always in thr...
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Reply from Owner
December 28th, 2019 02:37 PM
Thank you so much! We are so happy for you
Russell and his staff made our loan process quick and easy for my husband and me. They are extremely friendly and went above and beyond the call of duty to answer all of our questions and informed us of things to keep in mind so that we would...
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Reply from Owner
December 27th, 2019 11:13 PM
Thank you for the compliment and we are so happy for your family!
Russell and his staff made our loan process quick and easy for my husband and me. They are extremely friendly and went above and beyond the call of duty to answer all of our questions and informed us of things to keep in mind so that we would...
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I have bought and sold 8 homes over my life and Russell Smith and his team excel at exceptional service. I could even get a response on weekends. Amy was super to work with and kept me updated throughout the loan process. You are ABSOLUTELY...
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Reply from Owner
December 14th, 2019 01:55 PM
Thank you Susan and we are glad you own your new home
Russell was great to me and my wife! We were referred to them by one of their amazing employees. He helped us every step of the way and was patient with us as we decided on a home over the course of several months. Russell and Amy worked fast...
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Reply from Owner
December 8th, 2019 11:30 AM
Thank you and congratulations on your new home!
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance