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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM(Open now)
Fri
8 AM to 6 PM
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Reviews from Web
The Team was extremely professional, patient, courteous, and they explained the entire process. They provided excellent, suggestions I would not hesitate to use them again!!!
This is the third time I have worked with Monarch Mortgage and all 3 have been terrific experiences. I highly recommend this company, Russell Smith, and his team. I will work with them again!
Very helpful through the whole home buying process. Responded to inquiries quickly. Answered all my questions. As a first time home buyer they really made it a low stress experience for me.
Russell is the best. He made this process super smooth! Thanks so much, Russell!
Reply from Owner
June 28th, 2021 03:54 PM
Thank you so much Nick and congratulations on your new home!
Fabulous experience! Made a wonderful combination possible -enabling a low mortgage payment in the end! Great thinking outside the box to put us in a beautiful location we had dreamed of- thanks to Russell’s team of professionals!!!
You was very helpful in getting all the information we needed to get the process started from beginning to the end of the closing date. Thank you!!
Russell and Amy helped us with our construction loan and then the refinance to a VA loan upon our home’s completion. Even though we were out of state, the process was smooth and the end result satisfying. Great people/bank to work with!
Reply from Owner
July 5th, 2021 11:40 AM
Thank you so much for the excellent review and we are so happy you now have your new dream home!
Russell helped us with our Construction loan and then the refinance to a VA loan upon our home’s completion. Even though we were out of state, the process was smooth and the end result satisfying. Great guy/bank to work with!
Russell seems to focus on both the buyer/seller and the agents involved. Keeps everyone informed. Reaches out by phone whenever needed. I like his approach and communication skills. He knows what he is doing, and that's missing a lot these...
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Russell helped us with our Construction loan and then the refinance to a VA loan upon our home’s completion. Even though we were out of state, the process was smooth and the end result satisfying. Great guy/bank to work with!
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance