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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM(Open now)
Fri
8 AM to 6 PM
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Reviews from Web
Russell is the most knowledgeable loan officer I know. I know a lot of loan officers. He knows rules like he wrote them. His team is as equally knowledgeable and proficient.
I'm a Realtor and have used Russell and his team for years. It's always a pleasure to work with them. They have the most organized process BY FAR of any lending company I deal with. So much so that I have even recommended multiple family members...
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Reply from Owner
July 5th, 2021 11:31 AM
Love that review Eric! Always a pleasure working with you and your clients
I have used Russell Smith and his capable team on numerous occasions for mortgages as well as equity lines. There are many, many choices for loans, as we all know. The differences a borrower experiences when using this team is the ease and...
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Reply from Owner
July 3rd, 2021 01:03 PM
Thank you so much for the compliments and for trusting your friends to us!
Thanks Russell and everyone at Monarch mortgage who participated in assisting us. The process went really quickly from beginning to completion. Russell was very quick to respond to our questions/concerns via calls and messages. Highly recommend...
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Reply from Owner
July 5th, 2021 11:32 AM
Thank you so much for the great review and the recommendation!
Russell & his ENTIRE team are the absolute bomb! Top notch service. I have been in the banking/financing world for over 5 years now. And the level of communication, expertise, and customer service truly surpassed anything I have ever experienced,...
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Russell and his team get the job done! They stand head and shoulders above other lenders in overcoming obstacles, meeting deadlines, and keeping everyone informed
“My Wife and I purchased our first home last year and going in we didn't understand anything about the mortgage process. Russell Smith and his team was so knowledgeable and attentive and made us feel comfortable and more educated. Everything...
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All aboard!! Welcome to the great ship, HMS Monarch. The able-bodied crew and her Captain, Russell, are happy to assist, and help you, ply the waters of the mortgage loan process. Be entertained by the voyager movies, as you are effortlessly...
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This is the 4th home that I have purchased and Russell and his team were by far the best lender that I have ever worked with. I would highly recommend them to anyone
Russell & his ENTIRE team are the absolute bomb! Top notch service. I have been in the banking/financing world for over 5 years now. And the level of communication, expertise, and customer service truly surpassed anything I have ever experienced,...
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance