

Robert Betancourt
Loan Officer | NMLS # 1656475

Hi! I am Robert Betancourt! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage yo... Show More
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Details were explained at each step and Rob was always there to help and explain when we had extra questions or concerns.
Reply from Robert Betancourt
February 11th, 2026 08:46 PM
I'm glad to know that you felt supported throughout the process, Rachel. Explaining each step along the way is important to me, and I'm pleased it was helpful to you and Neil. If you have any more questions or need further assistance, don't...
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Robert was amazing and made the whole experience enjoyable. Truly a professional at his work and an amazing individual to work with. My wife and I couldn't be happier to have robert Robert in our corner.
Reply from Robert Betancourt
January 23rd, 2026 02:02 PM
Giovanni, I appreciate your kind feedback. It's important to me that every experience with purchasing goes smoothly and leaves a positive impression. I'm glad to hear that you and your wife felt supported throughout the process. If you have...
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Great communication, fast with assisting , respectful, honest, and reassuring.
Reply from Robert Betancourt
January 22nd, 2026 03:34 PM
I'm grateful for your kind words, Stephanie. It's encouraging to hear that the communication and assistance met your expectations. I strive to be respectful, honest, and reassuring throughout the process. Thank you for trusting me with your...
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Robert went above and beyond to meet my families concerns and needs. He communicated very well and took care of us. He knew I was nervous (cause it’s our first time buying a house) anybody that has this man on their side is very fortunate....
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Robert is very knowledgeable and diligent. Always remained very positive throughout the whole process. Very communicative, which is extremely important in the loan process
Amazing hassle free
Robert was able to deal with the complicated issues related to processing our property on a living trust to stay in the family. Five siblings involved most with individual problems to be solve, Robert had to be creative to bring everyone together...
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Very awesome communication made everything clear!
Roberto is excellent at what he does: take care of his clients to ensure they are kept in the loop of an amazingly complicated process. His willingness to work above and beyond for his clients is an asset the GEM should value. Roberto is communicative,...
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Throughout the selling and buying of our home Mr. Betancourt explained every detail of the process, he was always available to answer any questions or concerns. Thank you for such wonderful service.
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About
Hi! I am Robert Betancourt! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loans for Purchase and Refinance
FHA, VA and USDA loans
Fixed Rate loans
Adjustable Rate loans (ARMs)
Jumbo loans
Renovation loans (FHA 203K and other types)
Down Payment Assistance and First Time home buyer programs
Non-QM loans specialized for investors and savvy borrowers
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Positions
- Golden Empire Mortgage - Loan OriginatorDec 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- California and Arizona NMLS # 1656475
- California DRE # 02194804