Robbie Gardner
Sr. Mortgage Banker
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Robbie was fantastic to work with. Knowledgeable, helpful and informative at all stages of the process. I highly recommend him.
I had an excellent experience with Atlantic Bay Mortgage. The entire team was professional, responsive, and genuinely cared about helping us through every step of the process. Buying a home can be stressful, but they made everything clear,...
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Reply from Robbie Gardner
March 12th, 2026 01:19 PM
Coty, it was great working with you and Heavan to get you into this new home! Thank you again for allowing me to be a part of the journey
Helpful, answered all questions even the stupid ones without making me feel more dumb than I already am, reassuring and helped us understand the process and all steps along the way. Very calm demeanor which was so helpful as we made a big decision...
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Robbie Gardner has received a review with 5 star rating from Kellie N
Robbie was amazing every step of the proces. He worked hard for us and with us! We Truly Appreciate everything he done for us.
Robbie handled my questions well and provided clear, precise answers. Coming from someone who is admittedly "business-challenged", it was comforting to know I could trust him to help me make the correct decisions.
Very informative and thoroug. Quick to respond and goes above and beyond for customer.
Our family had a great experience working with Robbie. He is an excellent communicator and took time out of his mornings and nights to help us. He is better than advertised!
Our experience with Robbie was exceptional. He is an exceptional communicator and took time out of his mornings and nights to walk my wife and I through our first home loan. I cannot recommned working with Robbie enough.
Thanks you for all the help and saved headaches through this whole process, it's been great and I can't wait to work with you again in the future
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 664881
- Licensed in VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.