Robbie Gardner
Sr. Mortgage Banker
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Robbie Gardner has received a review with 5 star rating from Lindsey E
Robbie was very professional, kind and as first time home buyers helped explain the entire process very well.
Robbie Gardner has received a review with 5 star rating from Casey C
Robbie was fantastic to work with. Knowledgeable, helpful and informative at all stages of the process. I highly recommend him.
I had an excellent experience with Atlantic Bay Mortgage. The entire team was professional, responsive, and genuinely cared about helping us through every step of the process. Buying a home can be stressful, but they made everything clear,...
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Reply from Robbie Gardner
March 12th, 2026 01:19 PM
Coty, it was great working with you and Heavan to get you into this new home! Thank you again for allowing me to be a part of the journey
Helpful, answered all questions even the stupid ones without making me feel more dumb than I already am, reassuring and helped us understand the process and all steps along the way. Very calm demeanor which was so helpful as we made a big decision...
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Robbie Gardner has received a review with 5 star rating from Kellie N
Robbie was amazing every step of the proces. He worked hard for us and with us! We Truly Appreciate everything he done for us.
Robbie handled my questions well and provided clear, precise answers. Coming from someone who is admittedly "business-challenged", it was comforting to know I could trust him to help me make the correct decisions.
Very informative and thoroug. Quick to respond and goes above and beyond for customer.
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 664881
- Licensed in VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.