
Rob Theoharis
Market Leader

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Rob was very helpful and easy to work with, even being on the other side of the country.
Thank you for all of your help, you made the whole process so much easier!!
Reply from Rob Theoharis
April 12th, 2026 10:40 AM
It's great to hear that the process felt easier with my help, Stephanie. I'm glad I could assist you during your home purchase. Thank you for your kind words and for trusting me with this important milestone. Enjoy your new home!
Rob was extremely helpful and easy to work with. Even being on the other side of the country was not an issue. We plan on using this lender again in the future.
Rob was a pleasure to work with. He expertly guided me through what is often a stressful process. I will definitely choose Rob for any future mortgage needs.
Reply from Rob Theoharis
April 9th, 2024 02:00 PM
Thank you!
Rob was absolutely the best to work with. He was always available, professional, and immediately able to answer any questions I had. I have bought and sold many homes before and Rob and his team provided the best service I've ever experienced....
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Reply from Rob Theoharis
April 9th, 2024 02:01 PM
Such a wonderful review. Thank you very much.
It was my first time purchasing a home and Rob made the process feel like my thousandth time! He always explained everything fully and made me feel like I was making the right decisions along the way. I would definitely recommend Rob to anyone,...
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It was my first time purchasing a home and Rob made the process feel like my thousandth time! He always explained everything fully and made me feel like I was making the right decisions along the way. I would definitely recommend Rob to anyone,...
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Rob and his team made the process as smooth as possible! It was our first time and he explained everything so well and I felt like I understood everything!
Reply from Rob Theoharis
April 12th, 2026 10:40 AM
It's great to hear that you felt well-informed and that the process went smoothly, Skye. I'm pleased that my explanations helped you feel confident throughout your first home purchase. Thank you for trusting me and my team with such an important...
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In the beginning it was all fine and good. Then things started to get more and more difficult for no apparent reason. Communication was poor. Promises were made that were not kept. I had to pay off debts that only served some ratio or number....
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It felt like we were working with a close friend during this very stressful home buying process.
Reply from Rob Theoharis
April 12th, 2026 10:41 AM
I'm pleased to hear that my support made your home buying process feel more personal and less stressful, Craig. Building such a rapport means a lot to me, and I'm glad I could assist you in this important journey. Thank you for choosing to...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.