RJ Baxter
Mortgage Advisor
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be th... Show More
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24 hours(Open now)
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24 hours
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24 hours
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Reviews from Web
I'm a Realtor in Bailey. My clients wanted to do a USDA loan and I was a little concerned they choose a "city" lender to do a rural loan. My fears quickly melted away by the time RJ and Todd took to make sure I was kept up to day on the status...
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Reply from Owner
October 4th, 2016 12:30 PM
Thank you so much Crystel, we always strive to be thorough in our process so we don't leave any stone unturned. We love rural clients and USDA financing! Appreciate your comments!
I am a realtor and my buyer was working with Wells Fargo. Wells Fargo had 9 months to be prepared to have the appraisal completed on this new home, but never completed it. Our closing date came and went. They completely dropped the ball! I...
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Reply from Owner
October 28th, 2016 12:00 AM
Thanks, glad we could save the day on this one for you!
RJ Baxter and his team always provide exceptional service to any client I refer to them. As a Realtor, I know I can always count on RJ to complete the lending side of the transaction with great communication and follow through. Thanks RJ!
Reply from Owner
October 4th, 2016 12:31 PM
Thanks Doug!
RJ Baxter and his team always provide exceptional service to any client I refer to them. As a Realtor, I know I can always count on RJ to complete the lending side of the transaction with great communication and follow through. Thanks RJ!
Reply from RJ Baxter
October 4th, 2016 12:31 PM
Thanks Doug!
You guys are fantastic to work with! Great communication, fantastic service, and a knowledgeable team. You're always on my referral list!
Reply from Owner
October 4th, 2016 12:31 PM
Thanks Rachel!
You guys are fantastic to work with! Great communication, fantastic service, and a knowledgeable team. You're always on my referral list!
Reply from RJ Baxter
October 4th, 2016 12:31 PM
Thanks Rachel!
5 stars isn't quite enough to describe our experience with the RJ Baxter Team. My husband and I just purchased our first home and the whole team couldn't have been better. They are so good at communication, and they are always incredibly quick...
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Reply from Owner
October 3rd, 2016 05:22 PM
Thank you Melissa for your comments, it means a lot to us. So glad you are enjoying your new home. Send us pics of the aspens!
With RJ's help we were able to get approved for a mortgage refinance at a rate that we could afford, and with a shortened (7 year) term, as retirement looms! Thanks! (Plus we like his "helpful tips" - even in faraway California, lol)
Reply from RJ Baxter
October 4th, 2016 12:31 PM
Thanks Mark! Glad you like the videos too!
With RJ's help we were able to get approved for a mortgage refinance at a rate that we could afford, and with a shortened (7 year) term, as retirement looms! Thanks! (Plus we like his "helpful tips" - even in faraway California, lol)
Reply from Owner
October 4th, 2016 12:31 PM
Thanks Mark! Glad you like the videos too!
Fantastic Staff, all around. Great people to work with. Very time efficient and communicative. Would recommend to anyone
Reply from RJ Baxter
October 4th, 2016 12:32 PM
Thanks Nick, it was great working with you too!
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About
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access