RJ Baxter
Mortgage Advisor
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be th... Show More
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24 hours(Open now)
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Reviews from Web
I didn't have any questions throughout the whole process. The team did a great job staying in touch and keeping us informed. I had gone through another company when I originally purchased my home, but when rates dropped and we decided to refinance...
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Reply from RJ Baxter
October 7th, 2016 08:43 PM
Thanks Kyle, glad to hear that our communication was spot on, that's our goal with every client
I didn't have any questions throughout the whole process. The team did a great job staying in touch and keeping us informed. I had gone through another company when I originally purchased my home, but when rates dropped and we decided to refinance...
read more
Reply from Owner
October 7th, 2016 08:43 PM
Thanks Kyle, glad to hear that our communication was spot on, that's our goal with every client
I am a realtor and my buyer was working with Wells Fargo. Wells Fargo had 9 months to be prepared to have the appraisal completed on this new home, but never completed it. Our closing date came and went. They completely dropped the ball! I...
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Reply from RJ Baxter
October 7th, 2016 08:43 PM
Thanks Lark! Appreciate the opportunity to work on this one for you and your buyer.
I am a realtor and my buyer was working with Wells Fargo. Wells Fargo had 9 months to be prepared to have the appraisal completed on this new home, but never completed it. Our closing date came and went. They completely dropped the ball! I...
read more
Reply from Owner
October 7th, 2016 08:43 PM
Thanks Lark! Appreciate the opportunity to work on this one for you and your buyer.
We recently completed a refinancing with the RJ Baxter team. All of the team members, including RJ were very professional, courteous, knowledgeable and friendly. They were quick to respond to E mails as well as phone calls. I never felt like...
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Reply from Owner
October 7th, 2016 08:44 PM
Tony- you are always one of our favorites to work with. Thank you for your feedback!
RJ and his team did an amazing job when I was in a bind. We originally decided to go with one of the big banks due to my company's relocation policy. After delaying our homes closing date multiple times due to the big bank's incompetence, we...
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Reply from RJ Baxter
October 5th, 2016 11:24 AM
Thank you Travis for your comments, it was great working with you....I couldn't have done it without my talented team. Thank you for giving us the opportunity!
RJ and his team did an amazing job when I was in a bind. We originally decided to go with one of the big banks due to my company's relocation policy. After delaying our homes closing date multiple times due to the big bank's incompetence, we...
read more
Reply from Owner
October 5th, 2016 11:24 AM
Thank you Travis for your comments, it was great working with you....I couldn't have done it without my talented team. Thank you for giving us the opportunity!
The RJ Baxter Team provided excellent customer service. Having been through the mortgage process several times on previous homes and refinancing we expected the typical lack of communication and last minute requests for more financial data...
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Reply from RJ Baxter
October 5th, 2016 11:24 AM
Thanks Noah!
The RJ Baxter Team provided excellent customer service. Having been through the mortgage process several times on previous homes and refinancing we expected the typical lack of communication and last minute requests for more financial data...
read more
Reply from Owner
October 5th, 2016 11:24 AM
Thanks Noah!
I'm a Realtor in Bailey. My clients wanted to do a USDA loan and I was a little concerned they choose a "city" lender to do a rural loan. My fears quickly melted away by the time RJ and Todd took to make sure I was kept up to day on the status...
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Reply from RJ Baxter
October 4th, 2016 12:30 PM
Thank you so much Crystel, we always strive to be thorough in our process so we don't leave any stone unturned. We love rural clients and USDA financing! Appreciate your comments!
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About
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access