

Ricky Sowers - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 1598158


University of South Florida
Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Reviews from Web
Ricky was incredibly helpful and thorough with every step of the process. He was readily available, answered every question and concern we had, and went above and beyond to get us our loan ahead of schedule. He was extremely professional and...
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Reply from Ricky Sowers - AnnieMac Home Mortga...
August 19th, 2025 03:24 PM
Thank you so much for your kind words and for being so on top of things throughout the entire process. God had amazing things in store for you at THE FARM!!!
Ricky never disappoints! We feel so confident referring him to our clients. We know he will go above and beyond. Communication is most important in any transaction and Ricky nails that every time!
Reply from Ricky Sowers
August 19th, 2025 03:24 PM
Thank you so much for the referral and for your trust. You truly are one of my favorite agents that I get to work with!
Ricky and the team made the entire process seamless. From start to finish there was open communication and a commitment to excellence. Truly unmatched work ethic, I will be recommending to everyone I know looking for a loan
Reply from Ricky Sowers
August 19th, 2025 03:24 PM
Thank you so much for your kind words and for being so on top of things throughout the entire process. God had amazing things in store for you at THE FARM!!!
Ricky and worked together for many years. He's always professional on time has great follow through and follow up. I will continue to use him to support my clients with their financial needs.
Reply from Ricky Sowers
August 19th, 2025 03:28 PM
Thank you for your kind words and for your trust in me to deliver for you and your clients. I always love getting to work with you Bunni (a true professional)!
When it comes to getting someone approved and making their dream of purchasing a home come true, Ricky Sowers is the one I will always recommend. 5 stars all day.
Ricky is a great loan officer, I have worked with him professionally. He goes above and beyond for his clients, answering their questions no matter how many, answering calls and is transparent with clients.
Highly recommend!
Ricky and the team at Land Home Financial Services are awesome! As a Realtor, I can rest assured that any of my buyers who use this team will be treated professionally and that they will get the job done! Great communication & always a pleasure...
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I have worked with Ricky Sowers on several transactions and he has been absolutely fantastic to work with! Not only is he professional, but knowledgeable, friendly, and always available to help. Ricky makes the lending process as easy and stress...
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Ricky is a true professional who puts his client’s first. He was there for my family every step of the way, even when he was sick. I feel very lucky having worked with Ricky and I highly recommend him as a lender. If you want someone who will...
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Reply from Ricky Sowers
July 4th, 2019 04:55 AM
Thank you for your kind words and I hope you guys love your new place. Please let me know if you ever need anything!
He was absolutely amazing! Made the process so easy for me & explained everything in a way I could understand! would 100 percent recommend!
Reply from Deen Jay
July 2nd, 2019 03:44 PM
Ricky is an amazing loan officer with excellent customer service! One of Ricky's best customer service qualities, is his timely response time with a warm tone. The problem I found most when getting a loan is after your loan officer signs you...
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About
Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ricky is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
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Education
- University of South FloridaFinanceBachelors in FinanceAug 2004 -Dec 2008

Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- 1598158
Hobbies
- Church, Family, Gym and Bucs Football.
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.