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Ricky Sowers - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1598158 in Apollo Beach, FL

Ricky Sowers - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS# 1598158

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University of South Florida
University of South Florida
Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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University of South Florida
University of South Florida
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Reviews from Web
  • Encompass
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    Samara M W
    Brooksville, FL
    Posted on August 19th, 2025 01:16 PM
    Ricky was incredibly helpful and thorough with every step of the process. He was readily available, answered every question and concern we had, and went above and beyond to get us our loan ahead of schedule. He was extremely professional and...
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    Reply from Ricky Sowers - AnnieMac Home Mortga...
    August 19th, 2025 03:24 PM
    Thank you so much for your kind words and for being so on top of things throughout the entire process. God had amazing things in store for you at THE FARM!!!
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    Carolyn W
    Riverview, FL
    Posted on August 18th, 2025 12:24 PM
    Ricky never disappoints! We feel so confident referring him to our clients. We know he will go above and beyond. Communication is most important in any transaction and Ricky nails that every time!
    Reply from Ricky Sowers
    August 19th, 2025 03:24 PM
    Thank you so much for the referral and for your trust. You truly are one of my favorite agents that I get to work with!
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    Derek J W
    Brooksville, FL
    Posted on August 18th, 2025 10:01 AM
    Ricky and the team made the entire process seamless. From start to finish there was open communication and a commitment to excellence. Truly unmatched work ethic, I will be recommending to everyone I know looking for a loan
    Reply from Ricky Sowers
    August 19th, 2025 03:24 PM
    Thank you so much for your kind words and for being so on top of things throughout the entire process. God had amazing things in store for you at THE FARM!!!
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    Bunni L
    Pinellas Park, FL
    Posted on July 21st, 2025 11:29 AM
    Ricky and worked together for many years. He's always professional on time has great follow through and follow up. I will continue to use him to support my clients with their financial needs.
    Reply from Ricky Sowers
    August 19th, 2025 03:28 PM
    Thank you for your kind words and for your trust in me to deliver for you and your clients. I always love getting to work with you Bunni (a true professional)!
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    Jorge M
    Posted on February 20th, 2023 04:04 PM
    When it comes to getting someone approved and making their dream of purchasing a home come true, Ricky Sowers is the one I will always recommend. 5 stars all day.
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    Melissa J
    Posted on December 20th, 2022 02:01 PM
    Ricky is a great loan officer, I have worked with him professionally. He goes above and beyond for his clients, answering their questions no matter how many, answering calls and is transparent with clients. Highly recommend!
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    Lisa H
    Posted on December 6th, 2019 06:42 PM
    Ricky and the team at Land Home Financial Services are awesome! As a Realtor, I can rest assured that any of my buyers who use this team will be treated professionally and that they will get the job done! Great communication & always a pleasure...
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    Nicole L
    Posted on September 12th, 2019 02:57 AM
    I have worked with Ricky Sowers on several transactions and he has been absolutely fantastic to work with! Not only is he professional, but knowledgeable, friendly, and always available to help. Ricky makes the lending process as easy and stress...
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    Megan S
    Posted on July 2nd, 2019 10:39 PM
    Ricky is a true professional who puts his client’s first. He was there for my family every step of the way, even when he was sick. I feel very lucky having worked with Ricky and I highly recommend him as a lender. If you want someone who will...
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    Reply from Ricky Sowers
    July 4th, 2019 04:55 AM
    Thank you for your kind words and I hope you guys love your new place. Please let me know if you ever need anything!
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    Crystal M
    Posted on January 2nd, 2019 01:28 AM
    He was absolutely amazing! Made the process so easy for me & explained everything in a way I could understand! would 100 percent recommend!
    Reply from Deen Jay
    July 2nd, 2019 03:44 PM
    Ricky is an amazing loan officer with excellent customer service! One of Ricky's best customer service qualities, is his timely response time with a warm tone. The problem I found most when getting a loan is after your loan officer signs you...
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  • 11–20 of 22
    About
    Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ricky is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
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    Education
    • University of South Florida
      Finance
      Bachelors in Finance
      Aug 2004 -Dec 2008
      University of South Florida logo
    Memberships
    • BNI
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 1598158
    Hobbies
    • Church, Family, Gym and Bucs Football.
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.