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Ricky Sowers - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1598158 in Apollo Beach, FL

Ricky Sowers - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS# 1598158

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University of South Florida
University of South Florida
Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
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University of South Florida
University of South Florida
Location & Business Hours
Friday
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Saturday
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Sunday
closed
Overall Ratings
4.97
(20)
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Reviews from Web
  • 5.0
    RequestAReview
    J
    Jordan A
    Clermont, Florida
    Posted on January 21st, 2026 12:15 AM
    Ricky is an excellent communicator and does an amazing job keeping everyone on the same page.
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    January 24th, 2026 04:10 PM
    Thank you for your kind words and even more for your trust and referrals. I love working getting to with you and serving you and your clients!
  • 5.0
    Encompass
    D
    Derek H
    Land O Lakes, FL
    Posted on November 18th, 2025 01:23 PM
    Ricky was prompt, professional, informative and friendly throughout the entire process. He actually delivered ahead of schedule and made the entire process seamless and stress-free. Highly recommend him to anyone looking for a loan officer!...
    read more
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    November 24th, 2025 06:07 PM
    Always love the privilege of getting to work with you Mr. Hudson and thank you for your kind words.
  • 5.0
    Encompass
    M
    Mike B
    Clearwater, FL
    Posted on October 29th, 2025 11:55 AM
    Ricky went above and beyond to get this deal to the closing table. He was always available to answer any questions and made sure the borrower understood the process.
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    November 24th, 2025 06:09 PM
    Great working with you again Mike. I'm so glad we got to the closing table and that our customer no longer has to worry about landlords anymore.
  • 5.0
    RequestAReview
    B
    Barbara R
    Riverview, Florida
    Posted on September 11th, 2025 11:13 AM
    Working with Ricky was an excellent experience. We had a mutual client and were able to close on time without any issues. He always maintained great communication throughout the process. Highly recommend!
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    September 11th, 2025 04:51 PM
    Thank you! It was great getting to work with you too and I hope to have the opportunity again in the future.
  • 4.83
    Encompass
    P
    Pedro C P
    Clermont, FL
    Posted on September 5th, 2025 09:05 PM
    Everything
    Reply from Ricky Sowers
    September 15th, 2025 09:07 PM
    I'm pleased to know that your experience covered everything you were looking for. If there's anything else you need or any way I can assist further, feel free to reach out. Thank you for choosing AnnieMac Home Mortgage!
  • 5.0
    Encompass
    I
    Iris P
    Clermont, FL
    Posted on September 5th, 2025 02:01 PM
    Communication was great and always answered all our questions. Very helpful
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    September 5th, 2025 02:14 PM
    Thank you Iris. It was a pleasure getting to work with you and Pedro both!
  • 5.0
    google
    R
    RatedByRita
    Posted on September 3rd, 2025 02:12 PM
    ⭐️⭐️⭐️⭐️⭐️Working with Ricky Sowers at Annie Mac was truly a great experience. From the very beginning, he made the lending process clear, smooth, and stress-free. Ricky was always available to answer questions, explain details in a way that...
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    Reply from Owner
    November 24th, 2025 06:15 PM
    Thank you so much for your kind words. It was a pleasure working with you.
  • 5.0
    Encompass
    M
    Matthew D M
    Riverview, FL
    Posted on August 19th, 2025 08:34 PM
    Ricky is amazing -- he helped me so quickly and he was VERY communicative, knowledgable and helped provide a great deal of guidance. Ricky was also able to help me get a great rate and made this experience smooth! Thank you, Ricky!
    Reply from Ricky Sowers - AnnieMac Home Mortga...
    August 20th, 2025 01:33 PM
    Thank you so much for your kind words Matthew! I hope to have the privilege of working with you again in the future and please let me know if you have any family or friends who also need my assistance.
  • 5.0
    Encompass
    S
    Samara M W
    Brooksville, FL
    Posted on August 19th, 2025 01:16 PM
    Ricky was incredibly helpful and thorough with every step of the process. He was readily available, answered every question and concern we had, and went above and beyond to get us our loan ahead of schedule. He was extremely professional and...
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    Reply from Ricky Sowers - AnnieMac Home Mortga...
    August 19th, 2025 03:24 PM
    Thank you so much for your kind words and for being so on top of things throughout the entire process. God had amazing things in store for you at THE FARM!!!
  • 5.0
    Encompass
    C
    Carolyn W
    Riverview, FL
    Posted on August 18th, 2025 12:24 PM
    Ricky never disappoints! We feel so confident referring him to our clients. We know he will go above and beyond. Communication is most important in any transaction and Ricky nails that every time!
    Reply from Ricky Sowers
    August 19th, 2025 03:24 PM
    Thank you so much for the referral and for your trust. You truly are one of my favorite agents that I get to work with!
  • 10 of 20
    About
    Ricky understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ricky is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    209
    /850
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    Education
    • University of South Florida
      Finance
      Bachelors in Finance
      Aug 2004 -Dec 2008
      University of South Florida logo
    Memberships
    • BNI
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 1598158
    Hobbies
    • Church, Family, Gym and Bucs Football.
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.