

Richard Terzo
Loan Officer

LET’S GET YOU INTO YOUR DREAM HOMEIt’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak wi... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Everyone was so helpful and answers all my questions the experience was made so easy with your help thank you soo much
Reply from Richard Terzo
August 13th, 2026 12:41 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Richard was great to communicate with.
Reply from Richard Terzo
August 12th, 2026 06:23 PM
It was great working with you. Thanks again for putting your trust in us.
Dissapointed the final closing numbers were off by over a thousand. Was glad Richard was accessable when we had questions.
Reply from Richard Terzo
August 7th, 2026 01:17 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Although we have bought and sold many houses over the years, this our first time purchasing an investment property. Although everything move along much faster than our past experiences and we may have been difficult to deal with at times, Richard...
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Reply from Richard Terzo
August 5th, 2026 04:19 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
This was a complicated loan and Richard got it done on time. Communication was excellent throughout the process.
Reply from Richard Terzo
July 15th, 2026 08:23 PM
I really appreciate the feedback and am looking forward to working with you again.
We switched from a bridge loan to a conventional loan halfway through and Ricky did EVERYTHING possible to keep us closing on time AND WE DID!!! His communication with us kept us from worry too much, his professionalism is exceptional and he...
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Reply from Richard Terzo
July 10th, 2026 02:01 PM
It was great working with you. Thanks again for putting your trust in us.
Richard was always there when I needed him through the whole experience. Very knowledgable about mortgage lending, and patiently worked with us through the entire process. Would strongly recommend Richard to anyone purchasing or refinancing....
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Reply from Richard Terzo
July 9th, 2026 05:25 PM
It was great working with you. Thanks again for putting your trust in us.
I was the listing agent and was surprised how well he communicated with me! Thank you!!
Reply from Richard Terzo
July 9th, 2026 12:23 PM
It was great working with you. Thanks again for putting your trust in us.
Richard and him team kept me up to date on everything. If I missed something, they would send me a reminder. Richard and his team were very patient and kind to me.
I would highly recommend Richard to my friends seeking loan assistance.
Reply from Richard Terzo
June 24th, 2026 06:48 PM
I enjoyed working with you. Thanks for the great feedback.
Super smooth ! Great communication
Reply from Richard Terzo
June 10th, 2026 12:28 PM
I enjoyed working with you. Thanks for the great feedback.
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LET’S GET YOU INTO YOUR DREAM HOMEIt’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
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SC Housing
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Time Zone
Eastern Standard Time (EST)
Licenses
- SC & NC MLO
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© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.