

Richard Sciarrone
Mortgage Loan Originator | NMLS# 68051

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I luckily was referred to Rich Sciarrone of SilverBay Lending who was fantastic. Went above and beyond to make the mortgage process seamless and painless. Put himself out there to provide personal attention to be sure everything was complete....
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My husband closed on his first investment property using Rich's services ten years ago. Even though we moved to CT from NY, my husband only wanted to use Rich's services for our mortgage needs when it came time to buy buy our first family home...
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Just closed on my new home. Rich was so helpful and very knowledgeable. I always felt he was one step ahead on all the documents and paperwork needed. He was willing to answer any and all of my questions and helped me close as quickly as possible....
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As 1st time home buyers, Rich was excellent and was extremely helpful along the way. Rich made the mortgage process painless and was very responsive with all questions and concerns along the way. In addition, I learned a lot about mortgages,...
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Rich is a consummate professional that goes above and beyond for his clients. He is extremely knowledgeable of the entire mortgage process and is patient with all. One of Rich's best attributes is his attention to detail and he is always available....
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Just closed on our home and even with the inevitable issues that arise, plus a few the seller surprised us with, the entire process was just under 2 months. Rich was extremely quick in getting everything together and processed so that we could...
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We just closed on a refinance of our home. Great experience and super easy process, all we had to do was send our paperwork and Rich did the rest. Thank you so much for all your hard work!
Rich was amazing in quickly helping me refinance my mortgage. He was very knowledgeable, patient, and stayed on top of me to get all of the information needed to close the loan. I recommend Rich for all mortgage needs.
We highly recommend Rich when buying a home. This was our first house, so we had a ton of questions, and he explains everything so clearly and made the process very smooth and easy! He came recommended from our realtor and we're so happy with...
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What a great experience with Rich. Couldn't have been happier with the whole process of buying our first home. He explains everything and all questions, and is always avaliable to talk at any time. He just makes you feel comfortable with all...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 68051
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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