

Richard Sciarrone
Mortgage Loan Originator | NMLS# 68051

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Rich made the entire process a pleasure. Even when other parties involved were slow Rich was always on top of things working above and beyond his due diligence to help expedite the transaction.
Rich from NJ Lenders was great, he really helped my husband and I have a pleasant experience for one of the biggest purchases in someones life. Being first time home buyers this can be a rather stressful situation. Rich made everything very...
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I was buying a house for a cash deal but needed to change it to mortgage after I bought it. Other lenders said they couldn't do it.They said it would be no problem. I closed in July 2017 and everything worked out great with SilverBay lending....
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My husband and I just finished our refinance with Rich and we couldn't be happier with how smoothly the process went, all thanks to Rich. Two years ago this month we worked with Rich and he was everything first time home buyers need/want from...
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Rich was absolutely amazing! He was personable and helpful. He never once treated us like clients he just met but like his personal friends he's known a lifetime. He was the rock through out the process of buying our first home. He went above...
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I was buying a house for a cash deal but needed to change it to mortgage after I bought it. Other lenders said they couldn't do it.They said it would be no problem. I closed in July 2017 and everything worked out great with SilverBay lending....
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Rich at Silverbay was amazing and made my first home purchase as easy as possible and talked me through the entire process. I would highly recommend him to anyone looking to buy a house!
Rich is awesome! We were prepared for a challenge, but he made the whole process stress free and seamless. We would highly recommend Rich for anyone looking to mortgage a new home!
I was a first time home buyer on my own. Rich was always willing to explain things to me in laymens terms. Worked numbers whenever I needed. He was prompt, flexible, always working around my busy schedule. He has great energy and really shows...
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As first time home owners, my husband and I didn't know much about the mortgage process. My cousin referred us to Rich because we weren't fully satisfied with our initial mortgage broker. I am glad we called Rich for a second opinion because...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 68051
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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