

Richard Opal
Senior Loan Officer | NMLS 200256

I have worked in the lending industry for over 30 years, the past 17 of which I have specialized in residential mortgages. This wealth of experience has put me in touch with a wide and varied range of customers from the first time homebuyer...... Show More
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Richard is the best loan officer we've ever worked with. He is well prepared and communicates often. He knows everything about the loan process and what to expect. It was a pleasure to work with him again.
Reply from Richard Opal
June 8th, 2026 02:32 PM
Thank you for taking the time from your busy schedule to offer your comments Sarah. They are greatly appreciated and it is always a pleasure to work with you and Shane. You are wonderful Clients!
Richard was very personable and professional . He responded to my many questions right away and answered them in an easy to understand manner .
Reply from Richard Opal
March 12th, 2026 04:16 PM
Thanks for taking the time to complete our Survey Randy. It is always a pleasure working with you!
Kept us informed at all times during the process
I've worked with Richard before and will work with him again without hesitation . Upfront, honest, extremely responsive and helpful along the whole way. I wouldn't even considering using anyone else, there's no need.
Reply from Richard Opal
March 12th, 2026 04:14 PM
Thanks for your kind words Brooks and taking the time to complete our Survey. It is always a pleasure working with you!
Mr.Opal secured a $2,500 grant for me last second before closing. Awesome surprise!!
Reply from Richard Opal
March 12th, 2026 04:12 PM
Thank you Josh and please let me know if I can help any of your friends or family with their mortgage needs!
Mr. Opal is the best! When we asked questions he wild promptly respond and give us all the details. A great experience overall!
Mr. Opal was always prompt and kept me in the loop. He assisted me with a new payment system when i I needed to send money for my VA appraisal and when I could t figure it out he went above and beyond to help. I always felt informed and comfortable...
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Communication
I would not have been able to go through the loan or closing process without Richard! He's professional, considerate, and extremely knowledgeable.
Very responsive and worked closely with our realtor to make the process easy.
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About
I have worked in the lending industry for over 30 years, the past 17 of which I have specialized in residential mortgages. This wealth of experience has put me in touch with a wide and varied range of customers from the first time homebuyer to the complicated, self-employed entrepreneur and everyone in between. My goal is always the same: to provide useful and reliable information to allow the customer to make an informed decision before entering into a real estate transaction. This includes providing estimates of the monthly mortgage payment over a wide range of pre-approved prices, as well as estimating the closing costs and down payment requirements.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- First County Mortgage LLC - Sr. Loan OfficerNov 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 200256
Disclaimer
Company NMLS 421593. All loans subject to credit approval.