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Richard Opal  - Senior Loan Officer | NMLS 200256 in Fairfax, VA

Richard Opal

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Senior Loan Officer | NMLS 200256

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I have worked in the lending industry for over 30 years, the past 17 of which I have specialized in residential mortgages. This wealth of experience has put me in touch with a wide and varied range of customers from the first time homebuyer...... Show More
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Overall Ratings
4.99
(92)
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Reviews from Web
  • 5.0
    Encompass
    S
    Sarah C G
    Central, SC
    Posted on June 8th, 2026 11:33 AM
    Richard is the best loan officer we've ever worked with. He is well prepared and communicates often. He knows everything about the loan process and what to expect. It was a pleasure to work with him again.
    Reply from Richard Opal
    June 8th, 2026 02:32 PM
    Thank you for taking the time from your busy schedule to offer your comments Sarah. They are greatly appreciated and it is always a pleasure to work with you and Shane. You are wonderful Clients!
  • 5.0
    Encompass
    R
    Randel L D
    Gainesville, VA
    Posted on March 2nd, 2026 11:00 AM
    Richard was very personable and professional . He responded to my many questions right away and answered them in an easy to understand manner .
    Reply from Richard Opal
    March 12th, 2026 04:16 PM
    Thanks for taking the time to complete our Survey Randy. It is always a pleasure working with you!
  • 5.0
    Encompass
    C
    Cynthia L D
    Gainesville, VA
    Posted on March 1st, 2026 07:09 PM
    Kept us informed at all times during the process
  • 5.0
    Encompass
    B
    Brooks A H
    Round Hill, VA
    Posted on February 27th, 2026 01:41 PM
    I've worked with Richard before and will work with him again without hesitation . Upfront, honest, extremely responsive and helpful along the whole way. I wouldn't even considering using anyone else, there's no need.
    Reply from Richard Opal
    March 12th, 2026 04:14 PM
    Thanks for your kind words Brooks and taking the time to complete our Survey. It is always a pleasure working with you!
  • 5.0
    Encompass
    J
    Joshua L
    Culpeper, VA
    Posted on February 25th, 2026 08:20 PM
    Mr.Opal secured a $2,500 grant for me last second before closing. Awesome surprise!!
    Reply from Richard Opal
    March 12th, 2026 04:12 PM
    Thank you Josh and please let me know if I can help any of your friends or family with their mortgage needs!
  • 5.0
    Encompass
    R
    Ryan P R
    Springfield, VA
    Posted on November 24th, 2025 02:40 PM
    Mr. Opal is the best! When we asked questions he wild promptly respond and give us all the details. A great experience overall!
  • 5.0
    Encompass
    T
    Tammy E C
    Belleville, IL
    Posted on August 4th, 2025 12:50 PM
    Mr. Opal was always prompt and kept me in the loop. He assisted me with a new payment system when i I needed to send money for my VA appraisal and when I could t figure it out he went above and beyond to help. I always felt informed and comfortable...
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  • 5.0
    Encompass
    C
    Candace M
    Gainesville, VA
    Posted on September 27th, 2024 03:18 PM
    Communication
  • 5.0
    Encompass
    M
    Mary C G
    Locust Grove, VA
    Posted on October 6th, 2023 03:26 PM
    I would not have been able to go through the loan or closing process without Richard! He's professional, considerate, and extremely knowledgeable.
  • 5.0
    Encompass
    R
    Robert M
    Fairfax, VA
    Posted on September 25th, 2023 04:21 PM
    Very responsive and worked closely with our realtor to make the process easy.
  • 10 of 92
    About
    I have worked in the lending industry for over 30 years, the past 17 of which I have specialized in residential mortgages. This wealth of experience has put me in touch with a wide and varied range of customers from the first time homebuyer to the complicated, self-employed entrepreneur and everyone in between. My goal is always the same: to provide useful and reliable information to allow the customer to make an informed decision before entering into a real estate transaction. This includes providing estimates of the monthly mortgage payment over a wide range of pre-approved prices, as well as estimating the closing costs and down payment requirements.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    121
    /850
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    Positions
    • First County Mortgage LLC - Sr. Loan Officer
      Nov 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 200256
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.