

Richard Lytle
Branch Manager / Sr. Mortgage Consultant

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Richard was professional, responsive, and went above and beyond to communicate with the other lenders in our home buying process to make the entire process as smooth as possible.
Richard and the team at Caliber made our home buying process seamless and very easy. They were very trustworthy from day one and stayed in constant communication throughout the process. Richard even showed up to our closing in person to explain...
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Richard Lytle is such a great person to work with. He is very professional and has been available to answer all our questions. He is highly recommend!!!
easy experience
Richard and everyone at Caliber went above and beyond and saw the process through from start to finish. They have a personal touch that you won't find with a lot of mortgage companies. Even when we ran into snags, through no fault of their...
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Richard is very understanding. Offers solid advice and works hard for his customers.
Richard patiently walked me through the papaerwork and calculations several times, he was always available even outside business hours. Great guy.
This was my first time buying a home I was completely clueless about what getting a mortgage and had shopped around. When I contacted Richard he was amazing he helped me out through the end of the process and even stopped to say hello on my...
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Reply from Richard Lytle
August 12th, 2026 02:34 PM
Tracy,
Thank you so much for the amazing review!!
Helpful guidance and flexibility
From my first phone call to initiate my loan to the end Richard treated me as if I had known him for years. He always put my mind at ease with any question I had about my first home purchase. In the future loan decisions my first call will...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235