

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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I am so happy that I got to work with Richard and his team at Total Mortgage. As a first time home buyer, I had no idea what to expect, but they were so helpful and supportive the entire time. I was able to close on time and with no issues...
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Richard made this process so easy and understandable. As a first time home buyer, I had no idea what to expect but he was there for me every step of the way. The entire team was incredible, communicative, helpful, and very timely. So many of...
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I am so happy that I got to work with Richard and his team at Total Mortgage. As a first time home buyer, I had no idea what to expect, but they were so helpful and supportive the entire time. I was able to close on time and with no issues...
read more
I worked with Richard first in 2018 when I purchased my new home. Richard's and his team was very responsive and efficient through the whole process of a new chapter for me. More recently Richard reached out by email stating that it might be...
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Was pleasure working with him
I worked with Richard first in 2018 when I purchased my new home. Richard's and his team was very responsive and efficient through the whole process of a new chapter for me. More recently Richard reached out by email stating that it might be...
read more
I worked with Richard first in 2018 when I purchased my new home. Richard's and his team was very responsive and efficient through the whole process of a new chapter for me. More recently Richard reached out by email stating that it might be...
read more
Great communication even on weekends and night hours
His professionalism and quick responses, plus deep knowledge and commitment to his clients.
We signed our refinance documents earlier this month. I can honestly say that this has been been THE most cost effective, expertly executed refinance we have ever experienced. Rich is highly responsive, on top of every detail, and clearly has...
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369