

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Total Mortgage has an updated excellent team in place to walk their clients through the loan process. The online application is easy to follow and saves a lot of time. This was our second loan with Rich Breed and we thought it couldn’t have...
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The whole team from Total Mortgage did a great job.
The time was less than a month before closing.
And they made it in record time, less than 3 weeks.
Great job Richard, Bridget and Carl!
Our mortgage was about to fall through with another company due to some technicalities and Richard came through for us in the home stretch. In 5 days, he accomplished what another company failed to do in 4 weeks. Cannot say enough good things...
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The communication was amazing and Richard and Bridget's patience with all my questions really made me very comfortable with the process.
Richard and his team where just outstanding. Richard took the time to answer all my questions and explained the process ever so clearly
Friendly, amazing customer service. The best people too!
Richard and Bridget were very responsive in meeting the time frame requirements needed in order to close on our new home in under 30 days. They also provided a very competitive 30 year fixed rate. We have been working with Richard since 1999...
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Nobody gave up on us regardless of the complications we ran into we all worked through them together and made it happen
Richard is the best! We have been going to him for 20+ years. He is responsive and moves the process quickly. We cannot speak highly enough of Richard!
Very helpful, patient, and kind.
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369