Richard Breed
Senior Mortgage Banker | NMLS #704369
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Responsiveness, clear communications, prompt service, genial attitude.
Richard was absolutely wonderful to work with! I was very anxious about the mortgage process from my past experience, but Richard made the everything easy and seamless. He was always there to answer any questions and explained every facet of...
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Richard and his team made the mortgage process so easy. I really appreciated the promptness of their replies and they answered all my questions thoroughly with as many details as possible. I would highly recommend Richard and Total Mortgage
My closing was estimated in 30 days and I actually closed a week earlier . Could’ve potentially been two weeks but the sellers “side” had some delays.
Richard not only is the most experienced person when it comes to mortgage, he gives you the confidence that you need at the time of buying a property. Rich takes the time walk you through every single step of the process. He is also fast on...
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For over 15 years I get knowledge, competence, experience and very fair pricing delivered with kindness and a smile from Richard and his team. There is no reason to go to anyone else.
Richard, Bridget and Carl were great at explaining everything and kept on top of what information I needed to provide to get my mortgage approved.
Richard is on top of his game at all times. Having quotes, information and pre quals yesterday is so important in this market, Richard makes it happen every time. It’s always a pleasure working with him. Best in the biz!
Very knowledgeable about what they are doing.
Rich Breed and his team did a great job all the way through the process. We are very pleased and will recommend Rich and his team to friends and family in the future.
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369