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Richard Alashaian - Mortgage Loan Originator | NMLS# 50964 in Little Falls Township, NJ

Richard Alashaian

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Mortgage Loan Originator | NMLS# 50964

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We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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Reviews from Web
  • Encompass
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    Xuan G
    NORTH BERGEN, NJ
    Posted on December 19th, 2025 03:46 PM
    From my initial contact with Richard until loan cllosing, Richard was always helpful, responsive and professional. He is knowledgeable and easy to work with. I couldn't be happier with the experience and the result.
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    Evan P S
    TOWNSHIP OF WASHINGTON, NJ
    Posted on December 12th, 2025 03:03 PM
    Pleasure to work with such a professional. Thanks Richard!
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    Lucas P
    FORT LEE, NJ
    Posted on December 8th, 2025 02:22 PM
    Richard was extremely helpful in my Refinance with Luminate Bank. Richard is great to work with and very knowledgeable. He found me the right product for my situation and made the process seamless.
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    Shahe M
    LODI, NJ
    Posted on November 30th, 2025 03:36 PM
    Richard was great as usual, worked with him many times in the past and will continue to do so ! Thanks Rich!
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    Jonathan H B
    BORDENTOWN, NJ
    Posted on November 22nd, 2025 06:44 PM
    Richard and his team were excellent throughout the process. He was always available to walk us through the process or give advice as needed. I would not hesitate to recommend Richard, weve had a thoroughly possitive experienc.
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    Monica A B
    BORDENTOWN, NJ
    Posted on November 19th, 2025 05:53 PM
    Richard was great! He either answered the phone every time i called or called me right back. This is our first homebuying experience and he answered our questions and made me feel at ease. He is also pretty funny and made me laugh a lot. I...
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    Todd D
    WEST MILFORD, NJ
    Posted on November 18th, 2025 01:10 PM
    Richard made it great, honestly and just an unbelievably generous and thoughtful human. It was my honor meeting him and working with him!
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    Nareg J
    CLIFFSIDE PARK, NJ
    Posted on November 14th, 2025 02:23 PM
    Richard was very helpful and quickly answered any questions we had in the mortgage lending / buying process. Would highly recommend
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    Puja E
    SPRINGFIELD, NJ
    Posted on November 12th, 2025 06:45 PM
    Our experience with Rich and Luminate team was smooth and quick. Information shared was transparent and got us a competitive rate which is a plus. Thank you!!
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    Brandon V
    BLOOMFIELD, NJ
    Posted on November 5th, 2025 01:17 PM
    richard made it seamless and easy
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    About
    We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $25 billion in closed mortgage loans, we know how to get the job done. Many of their Mortgage Loan Originators are recognized nationally as the best in their field. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NJ | NMLS# 50964
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    Luminate Bank is an Equal Housing Lender | Member FDIC
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