Richard Alashaian
Mortgage Loan Originator | NMLS# 50964
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an...... Show More
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Everyone answered my emails promptly when i needed help!
Richard answered all my questions and remained professional throughout. I'll use him for my next mortgage and refer others to him
Reply from Richard Alashaian
May 20th, 2026 03:52 PM
I'm pleased to hear that I could assist you, Philip. Your trust and intention to use my services again mean a lot to me. Thank you for considering referring others; I look forward to helping with your future mortgage needs. CONGRATULATIONS!...
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Communication was fast, clear, and proactive at every step. Questions were answered the same day, documentation requests were straightforward, and there were zero surprises heading into closing. Highly recommend.
Reply from Richard Alashaian
April 29th, 2026 09:53 PM
I'm pleased to hear that you had such a smooth experience, Anthony. Ensuring clear and prompt communication is important to me, and I'm glad it made a positive impact on your process. Thank you for your recommendation!
Richard was an absolute pleasure to work with. He helped us through this stressful period, guided me and my wife every step of the way, and I would have no reservations recommending him to friends who need a mortgage or other services. He puts...
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Reply from Richard Alashaian
April 27th, 2026 08:01 PM
I'm grateful for your kind words, Caleb. It was a pleasure to assist you and Allison through the process, and I'm pleased to know that my guidance was helpful during such a significant time. Your willingness to recommend me to friends is truly...
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Richie helped me lock in the lowest rate. kept me informed throughout the whole process and was always in contact. And made sure everything on closing day went on without a single problem
Reply from Richard Alashaian
April 27th, 2026 08:01 PM
I'm pleased to hear that I could help you secure the lowest rate, Jake. Keeping you informed and ensuring a smooth closing day is always my priority. Thank you for trusting me with your process at Luminate.Bank.
Richard was very helpful and explained everything in a way that no one with an accounting background can understand. He and his team were very efficient and were available if I needed help/questions.
Reply from Richard Alashaian
April 27th, 2026 08:01 PM
I'm pleased to hear that I could help you secure the lowest rate, Jake. Keeping you informed and ensuring a smooth closing day is always my priority. Thank you for trusting me with your process at Luminate.Bank.
Richard Alashaian was absolutely incredible throughout my mortgage process. From start to finish, he made everything feel smooth, stress-free, and easy to understand. He took the time to explain every step, answered all my questions right away,...
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Reply from Richard Alashaian
April 27th, 2026 08:02 PM
Maria, I truly appreciate your thoughtful review. I'm glad to hear that I could make your mortgage process smooth and stress-free, and that my dedication helped you feel at ease. Your kind words about my professionalism and effort mean a lot...
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Richie is the best. He always makes the process easy.
Reply from Richard Alashaian
March 26th, 2026 04:12 PM
Thanks so much Nick -
신ㅅ소속ㅎ하학하고 ㅈ저정ㅎ호화확ㅎ하한 ㅅ시신ㅇ이일ㅊ시
Richard was great to work with. He was easy to communicate with and very responsive . He got us the best situation possible which was greatly appreciated! I would highly recommend him!
Reply from Richard Alashaian
March 21st, 2026 11:39 PM
Thank you so much Melinda!
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $25 billion in closed mortgage loans, we know how to get the job done. Many of their Mortgage Loan Originators are recognized nationally as the best in their field.
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NJ | NMLS# 50964
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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