

Richard Alashaian
Mortgage Loan Originator | NMLS# 50964

We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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Richard was very transparent and helped very professionally through out the proces.
The professionalism, accountability, and reliability shown by Rich in his team, made the experience very positive
Reply from Richard Alashaian
August 11th, 2026 01:24 PM
I'm grateful for your kind words, Gerard. It's wonderful to know that you had a positive experience with our team at Luminate.Bank.
Richard and his team were incredible. It was such an easy process and the communication was excellent. I would recommend them to anyone, and I can't wait to work with them again for a re-fi down the road!
Reply from Richard Alashaian
August 5th, 2026 02:20 PM
Carrin, I'm pleased to hear that you found the process easy and the communication excellent. Your recommendation means a lot to me and my team at Luminate.Bank. Looking forward to assisting you with your re-fi in the future!
Smooth no issues!
Reply from Richard Alashaian
August 1st, 2026 01:59 PM
I'm pleased to hear that everything went smoothly, Christine! Thank you for sharing your experience. If you ever need assistance in the future, feel free to reach out.
Richy was thorough, helpful, and walked us through the entire process step by step. This was our first time buying a home, so we had no idea what we were doing, but Richy made it seamless. He replied quickly, and would get on a call with us...
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Reply from Richard Alashaian
July 21st, 2026 09:25 PM
I'm so pleased to hear that your first home buying experience went smoothly, Katie and Luis. It was my pleasure to guide you through each step and ensure you felt supported throughout the process. Your kind words mean a lot, and I'm happy I...
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It was an easy process and Richard made it smooth even with some complications.
Reply from Richard Alashaian
July 21st, 2026 04:33 PM
I'm grateful for your feedback, Akhil. I'm pleased to know that I could help make the process smooth for you despite the complications. If you have any future needs, don't hesitate to reach out.
Richie is the best!
Richard was the best! Definitely recommend him - he communicates everything you would need to know especially as a first time home buyer. We are glad we got to work with him . He was always available when we had questions. Great experience....
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RICHIE WAS GREAT AND MADE THE ENTIRE EXPERIENCE LESS STRESSFUL
Richard was very responsive and worked with us throughout the whole process.
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $25 billion in closed mortgage loans, we know how to get the job done. Many of their Mortgage Loan Originators are recognized nationally as the best in their field.
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NJ | NMLS# 50964
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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