

Richard Alashaian
Mortgage Loan Originator | NMLS# 50964

We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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Richie is the best!
Richard was the best! Definitely recommend him - he communicates everything you would need to know especially as a first time home buyer. We are glad we got to work with him . He was always available when we had questions. Great experience....
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RICHIE WAS GREAT AND MADE THE ENTIRE EXPERIENCE LESS STRESSFUL
Richard was very responsive and worked with us throughout the whole process.
Richie is always ready to help throughout the process.
Reply from Richard Alashaian
June 16th, 2026 03:36 PM
Hey John,Congratulations to you and Riley on the purchase of your new home. I am sure you will make many great memories there. I'm pleased to hear that you found my support helpful throughout the process. Your feedback means a lot to me, and...
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Consistent professional support from the loan officer, frequent, flexible and constructive communication, convenient online portal.
Reply from Richard Alashaian
June 16th, 2026 03:39 PM
I'm pleased to hear that you found my support professional and the communication flexible and constructive, Sergey. Utilizing the online portal effectively is important, and I'm glad it added convenience to your experience. If you have any...
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Richard was attentive and communicative. We needed a 30 day closing and he ensured we hit every deadline to make our closing date happen!
Thank you!
Reply from Richard Alashaian
June 16th, 2026 03:37 PM
Christine, I appreciate your kind words. I'm pleased to hear that my attentiveness and communication helped meet your 30-day closing deadline. Thank you for trusting me with your needs at Luminate Bank!
Richard, was honest and helpful with our qualification. Having options is all a customer can ask for based on any situation you are experiencing in a financial decision you have to make. Thank you Richard.
Reply from Richard Alashaian
June 16th, 2026 03:39 PM
I'm pleased to hear that you found my assistance honest and helpful, Frank. Providing options to suit your financial situation is important to me, and I'm glad I could support you in your decision-making process. Thank you for your kind words....
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Excellent service
Reply from Richard Alashaian
June 16th, 2026 03:40 PM
Thank you for your kind words, Vijaya. I'm pleased to hear that you found the service excellent. If you ever need further assistance, please don't hesitate to reach out.
Rich is persistence and the best lender we worked with So far.
Reply from Richard Alashaian
June 16th, 2026 03:40 PM
I'm grateful for your kind words, Mohan. It's wonderful to know that my persistence made a positive impact on your experience with Luminate Bank. If you have any further needs or questions, please feel free to reach out.
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $25 billion in closed mortgage loans, we know how to get the job done. Many of their Mortgage Loan Originators are recognized nationally as the best in their field.
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NJ | NMLS# 50964
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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