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Richard Alashaian - Mortgage Loan Originator | NMLS# 50964 in Little Falls Township, NJ

Richard Alashaian

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Mortgage Loan Originator | NMLS# 50964

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We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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Reviews from Web
  • Encompass
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    Eric K
    Union City, NJ
    Posted on July 5th, 2026 02:01 PM
    Richie is the best!
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    Katryna V J
    Palisades Park, NJ
    Posted on July 2nd, 2026 09:44 PM
    Richard was the best! Definitely recommend him - he communicates everything you would need to know especially as a first time home buyer. We are glad we got to work with him . He was always available when we had questions. Great experience....
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    Conor M
    HILLSDALE, NJ
    Posted on June 26th, 2026 04:27 PM
    RICHIE WAS GREAT AND MADE THE ENTIRE EXPERIENCE LESS STRESSFUL
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    Emma C
    North Haledon, NJ
    Posted on June 20th, 2026 11:22 AM
    Richard was very responsive and worked with us throughout the whole process.
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    John A I
    MAHWAH, NJ
    Posted on June 16th, 2026 03:20 PM
    Richie is always ready to help throughout the process.
    Reply from Richard Alashaian
    June 16th, 2026 03:36 PM
    Hey John,Congratulations to you and Riley on the purchase of your new home. I am sure you will make many great memories there. I'm pleased to hear that you found my support helpful throughout the process. Your feedback means a lot to me, and...
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    Sergey B
    CRANFORD, NJ
    Posted on June 8th, 2026 01:31 PM
    Consistent professional support from the loan officer, frequent, flexible and constructive communication, convenient online portal.
    Reply from Richard Alashaian
    June 16th, 2026 03:39 PM
    I'm pleased to hear that you found my support professional and the communication flexible and constructive, Sergey. Utilizing the online portal effectively is important, and I'm glad it added convenience to your experience. If you have any...
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    Christine S
    HILLSDALE, NJ
    Posted on June 2nd, 2026 12:27 PM
    Richard was attentive and communicative. We needed a 30 day closing and he ensured we hit every deadline to make our closing date happen! Thank you!
    Reply from Richard Alashaian
    June 16th, 2026 03:37 PM
    Christine, I appreciate your kind words. I'm pleased to hear that my attentiveness and communication helped meet your 30-day closing deadline. Thank you for trusting me with your needs at Luminate Bank!
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    Franklin J H
    Bogota, NJ
    Posted on May 31st, 2026 11:48 AM
    Richard, was honest and helpful with our qualification. Having options is all a customer can ask for based on any situation you are experiencing in a financial decision you have to make. Thank you Richard.
    Reply from Richard Alashaian
    June 16th, 2026 03:39 PM
    I'm pleased to hear that you found my assistance honest and helpful, Frank. Providing options to suit your financial situation is important to me, and I'm glad I could support you in your decision-making process. Thank you for your kind words....
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    Vijaya K
    GAINESVILLE, VA
    Posted on May 30th, 2026 02:14 PM
    Excellent service
    Reply from Richard Alashaian
    June 16th, 2026 03:40 PM
    Thank you for your kind words, Vijaya. I'm pleased to hear that you found the service excellent. If you ever need further assistance, please don't hesitate to reach out.
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    Nalinimohan V
    GAINESVILLE, VA
    Posted on May 27th, 2026 05:42 PM
    Rich is persistence and the best lender we worked with So far.
    Reply from Richard Alashaian
    June 16th, 2026 03:40 PM
    I'm grateful for your kind words, Mohan. It's wonderful to know that my persistence made a positive impact on your experience with Luminate Bank. If you have any further needs or questions, please feel free to reach out.
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    About
    We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $25 billion in closed mortgage loans, we know how to get the job done. Many of their Mortgage Loan Originators are recognized nationally as the best in their field. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NJ | NMLS# 50964
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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