Ricardo Pacheco at CrossCountry Mortgage
Sales Manager | NMLS #454956
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
What mortgage broker you choose matters! AFC360 is always my go to for my buyers.
Reply from Ricardo Pacheco -Team Pacheco CCM
January 18th, 2019 10:12 PM
Thank you Darya Selifanov ! Anyone needing a great realtor in Sacramento get in touch with Darya , she will make it happen and we will make it happen - you will enjoy our Five Star Service !!!
They say people will forget what you said or did but they will never forget how you made them feel. Well, Ricardo Pacheco is someone I cannot forget. It was by chance that I was referred to Ricardo by an agent who my sister referred me to....
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Recardo was great. He treated me with the utmost respect. I really worked tirelessly to help my dream of home ownership come true. When i was ready to give up, that is not allowed. We are going to see this through till you have this home. If...
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It is great meeting Veterans that serve other veterans, thank you for everything that you do!
Ricardo was very engaged and helpful throughout the process. He helped us get a great rate and made sure all of our questions were answered at every step. We definitely recommend Ricardo as your first step if you need a loan!
Reply from Owner
June 8th, 2018 12:00 AM
Thank you so much for trusting in me !
Richardo Pacheco is an outstanding loan officer. Mr Pacheco has gone above and beyond when it came to our home loan. His excellent customer service, his sincere spirit, his dedication, and his overall knowledge of home loans and real estate...
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Reply from Owner
June 8th, 2018 12:00 AM
Thank you Daryl and Liza it was an honor to serve you both !
Refinancing our home couldnt have been easier thanks to Ricardo. He took care of all the paperwork and answered unasked questions, keeping us informed throughout the process. We would definitely use his services again.
Over the years I have bought and sold five homes, and working with Ricardo for the first time he was by far best loan officer I've worked with. One of my pet peeves in the loan process is the lack of communication. Ricardo kept me updated through...
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Reply from Owner
June 8th, 2018 12:00 AM
Thank you Pat for allowing me to help you on our mortgage need! I truly appreciate you.
I will be contacting Ricardo every time I buy a home. I purchased a home using the VA home loan program through him and he really went above and beyond. I didn't expect that he would even have input on housing I was looking at as far as growth...
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Reply from Owner
June 8th, 2018 12:00 AM
Thank you Daniel for allowing me to help you on your VA loan ! Semper Fi Marine!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #454956 | Branch NMLS #2686613
Products & Services
Mortgage Lender
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- Cross Country Mortgage LLC - Sales ManagerOct 24th, 2025 - Current
Memberships
- Marine Corps League #1238 Elk Grove, CA
- American Legion Post #55 Elk Grove, CA
- VAREP National
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Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- 454956
Videos
Awards
Achievements
- Honorable Discharge USMC
- 10 Time Production Manager of the Month
Hobbies
- Working on renovations, thrift stores, philanthorpy, coaching and mentoring
- vounteering for great causes , veteran events , sports , family camping, travelling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095