Ricardo Pacheco at CrossCountry Mortgage
Sales Manager | NMLS #454956
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
As first time homebuyers, Ricardo was available for all of our questions no matter when they arose. He insured everything made sense to us, and that we were at a price we were comfortable with. We highly recommend Ricardo if you want to be...
read more
Reply from Ricardo Pacheco at CrossCountry Mor...
December 23rd, 2025 05:01 AM
Thanks Kayla and Alex ! It was my pleasure guiding you throughout the process!
First time home buyers that, with the helpful advice and knowledge Ricardo was able to provide, were able to get our loan approved and escrow closed sooner than hoped. He answered the numerous questions we had with grace even when we were reaching...
read more
Ricardo was amazing. He answered all my questions even before I knew I had any. His whole office made my experience very smooth. If you need someone to help you through the buying/financing process, I would recommend him
This was my third time using my VA loan and Ricardo finished this loan faster than both of the lenders I have used previously. I'm hoping to be in this house a long time but if I do move again I'll definitely contact Ricardo.
Ricardo is knowledgeable and was very helpful. He was quick to respond to our questions and his website makes it easy to complete the loan process. I highly recommend him.
Reply from Ricardo Pacheco -Team Pacheco CCM
April 29th, 2019 02:23 PM
Thank you Marcos and Teresa , glad we were able to meet your goals! Appreciate your trust in me and AFC360 !
He was amazing, buying our new house was flawless thanks to Ricardo , he gave of a goodie bucket with some essentials for our new home. He was a very thoughtful man and recommend him and his team to others.Thanks again Ricardo
Reply from Ricardo Pacheco
April 28th, 2019 08:36 PM
Thank you so much Dave and Gary ! I’m so great full for the kind comments!
I highly recommend Team Ricardo Pacheco, they provide outstanding service .
Reply from Ricardo Pacheco
February 25th, 2019 05:37 AM
Thank you Zarifa !!!
What mortgage broker you choose matters! AFC360 is always my go to for my buyers.
Reply from Ricardo Pacheco -Team Pacheco CCM
January 18th, 2019 10:12 PM
Thank you Darya Selifanov ! Anyone needing a great realtor in Sacramento get in touch with Darya , she will make it happen and we will make it happen - you will enjoy our Five Star Service !!!
They say people will forget what you said or did but they will never forget how you made them feel. Well, Ricardo Pacheco is someone I cannot forget. It was by chance that I was referred to Ricardo by an agent who my sister referred me to....
read more
Recardo was great. He treated me with the utmost respect. I really worked tirelessly to help my dream of home ownership come true. When i was ready to give up, that is not allowed. We are going to see this through till you have this home. If...
read more
10 of 16
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #454956 | Branch NMLS #2686613
Products & Services
Mortgage Lender
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
419
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Cross Country Mortgage LLC - Sales ManagerOct 24th, 2025 - Current
Memberships
- Marine Corps League #1238 Elk Grove, CA
- American Legion Post #55 Elk Grove, CA
- VAREP National
View All
Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS License 454956
- MLO Licensed Colorado
- MLO Licensed Oregon
View All
Videos
Awards
Achievements
- Honorable Discharge USMC
- 10 Time Production Manager of the Month
Hobbies
- Working on renovations, thrift stores, philanthorpy, coaching and mentoring
- vounteering for great causes , veteran events , sports , family camping, travelling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095