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Ricardo Pacheco at CrossCountry Mortgage
Sales Manager | NMLS #454956

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #454956 | Branch NMLS #2686613
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
419
/850
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Positions
- Cross Country Mortgage LLC - Sales ManagerOct 24th, 2025 - Current
Memberships
- Marine Corps League #1238 Elk Grove, CA
- American Legion Post #55 Elk Grove, CA
- VAREP National
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Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS License 454956
- MLO Licensed Colorado
- MLO Licensed Oregon
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Videos




Awards
Achievements
- Honorable Discharge USMC
- 10 Time Production Manager of the Month
Hobbies
- Working on renovations, thrift stores, philanthorpy, coaching and mentoring
- vounteering for great causes , veteran events , sports , family camping, travelling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095