Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Kelly and her team is what made the experience great. There was a change in companies and I had to resubmit everything I had already provided. It was very frustrating for me and Kelly provided me support through that process. She pretty much...
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Reply from Kelly Santos
December 29th, 2025 06:41 PM
It's great to hear that I was able to support you through the challenges during your mortgage process, Amanda. I'm glad we could navigate the company change together and ease some of that frustration. Your appreciation means a lot, and I'm...
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team and Kelly were absolutely wonderful very informative and pleasant to deal with. I would highly recommend them to anybody.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm thankful for your kind words, Rose. It's great to hear that you found the experience informative and pleasant. Your recommendation means a lot to me, and I'm grateful for the opportunity to work with you.
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Ease and communication was excellent
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I appreciate your feedback, Michael. I'm glad to hear that you found the ease and communication satisfactory during the process. It's always my goal to make things as smooth as possible for my clients. Thank you for sharing your experience!
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Kelly is great!!!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm glad to see your feedback, Cory. It's gratifying to know that your experience was positive. Thank you for taking the time to leave a review.
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Mike Williams
He was very good communicater..he stayed on top of thing and very patient....he always checked in made sure if i had questions or needed anything he was made available to help or answer... did his job well...everything done in timely manner...respectful...
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Reply from Mike Williams
October 22nd, 2025 02:43 PM
Thank you, very much, for your kind words. It was my honor to help you and your family get into your first home. I wish you all the best of luck, and will continue to keep in touch if you have any questions.
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Mike Williams
He was very good communicater..he stayed on top of thing and very patient....he always checked in made sure if i had questions or needed anything he was made available to help or answer... did his job well...everything done in timely manner...respectful...
read more
Reply from Mike Williams
December 3rd, 2025 05:48 PM
Thank you for your trust in buying your first home. It was an honor to be a part of the process and will be here if you need anything or have any questions going forward.
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Professsionalism
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you for the perfect rating, Nicole. I'm glad to hear that my professionalism met your expectations. If you ever have more questions or need assistance, feel free to reach out.
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Kelly Santos has received a review with 5 star rating from LaFayette M
Reply from Kelly Santos
September 29th, 2025 02:02 PM
LaFayette, I appreciate your 5-star rating. Thank you for your support!
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Kelly was amazing, she answered any questions I had and fixed any issues that occurred swiftly.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm glad to hear that I could help answer your questions and resolve any issues quickly, LaFayette. Your satisfaction is important to me, and I'm grateful for your feedback. Thank you for allowing me to assist you with your mortgage needs!
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Kelly Santos has received a review with 4 star rating from Ali E
Reply from Kelly Santos
September 29th, 2025 02:03 PM
Ali, thank you for your rating. I'm glad you took the time to share it!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)