Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Kelly Santos has received a review with 5 star rating from Natalia S
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you Natalia!
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Quick and easy!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm thrilled to hear that you found the process to be quick and easy, Natalia! Y Thank you for the 5-star rating! Please don't hesitate to reach out if you need any further mortgage-related services in the future.
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Kelly was amazing. This is the second time I have used her as a broker and she never disappoints. She is willing to ensure that her customers are taking care of and supported every step of the way. I would recommend her without hesitation....
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm truly touched by your kind words, Laura. It was a pleasure assisting you for the second time with your mortgage needs. Your trust and confidence in my work mean more than words can express. Rest assured that I'm here for you whenever you...
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Mike Williams
Mike is a phenomenal person, he is so patient and never save any effort to every thing in detail and simply, he has a great communication skills and he exceeded my expectations
Reply from Mike Williams
December 3rd, 2025 05:48 PM
Thank you, so much, for such kind words. It was my pleasure to help you, Mohamed. Congratulations on your new home!
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Kelly and the team were very helpful and the whole process from pre approval to closing was handled in a very timely manor. Thank you for all of your assistance.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I appreciate your positive feedback, Edward! I'm really glad to hear that my team and I were able to assist you efficiently from pre-approval to closing. Thank you for the 5-star rating. It was a pleasure working with you.
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We were very happy with how smoothly the whole process took from beginning to end.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm so glad to hear that you were happy with the process, Marlene! Ensuring a smooth experience from start to finish is always our goal at Tidewater Mortgage Services. Your positive feedback means a lot to me. Don't hesitate to reach out if...
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Kelly is amazing so helpful and always on top of everything.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much for your kind words and the perfect rating, Rebecca! I'm thrilled to hear that you found my assistance helpful. I strive to stay on top of everything to provide the best service possible!. It was a pleasure working with you....
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Better communications, emails that were not sent at the end of the business day. So we lost out on a day. Also, some questions that should have been asked sooner, were asked later or when a problem occurred.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I appreciate your feedback, Anthony. I'm sorry to hear that you were not fully satisfied with our communication process. Your concerns about the timing of emails and the timing of certain issues being addressed are duly noted. I will work diligently...
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She helped me purchase my very first home. She made the process smooth. Higley recommend
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm thrilled to hear that your first home buying experience was a smooth one, Andrea! It was a pleasure assisting you throughout the process. Your recommendation is highly appreciated. If you ever need assistance in the future, don't hesitate...
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She made the process smooth.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much for your kind words, Andrea. I'm thrilled to hear that you found the process smooth - that's always my goal. Your positive feedback truly means the world to me. Should you ever need any more assistance, please don't hesitate...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)