Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Kelly really went out of her way when our title company kept repeatedly dropping the ball. She only got 5 stars because I couldn't go higher.
Reply from Kelly Santos
September 7th, 2024 12:53 PM
I'm sincerely grateful for your high rating and your kind words, Albert. I'm here to help make the process as smooth as possible, and I'm glad I was able to assist when issues arose with the title company. Your satisfaction is my highest priority,...
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Kelly worked really hard to keep us informed of everything we needed to know, and to handle everything we didn't need to know, even when the title company kept trying to drop the ball. Wouldn't be a homeowner without her help.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Hi Richard, thank you so much for your thoughtful review and the full five stars! I'm thrilled to hear that my efforts to keep you informed throughout the process were appreciated. It's true, the home buying process can sometimes bring unexpected...
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Mike Williams
Mike and the team at Tidewater made my first time home purchase a great experience. He answered all of my questions and guided me through the process seamlessly.
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Mike Williams
Mike and his team were very attentive and respectful of my time. Additionally, his team was very informative and guided me extremely well through the entire process. I am a first-time home buyer, and everyone at Tidewater made it a great experience!...
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Reply from Mike Williams
December 3rd, 2025 05:48 PM
It was our pleasure working with you, Ashley. I'm very glad it ended up being much easier than we first thought. Thank you for the opportunity to help you and your family!
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Kelly always looks out for me and my family and friends which is why I am happy continuing to refer her.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you David! T am glad you feel that way! I always try to treat my clients like family!
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Kelly and her team made the whole buying process very stress free for me. They are great communicators and are quick to answer a question or help when needed. They made a scary and stressful buying process easy.
Reply from Kelly Santos
August 31st, 2024 03:19 PM
I'm thrilled to hear that you found the buying process stress-free and easy, Michael. Continuous communication and prompt responses are something we pride ourselves on at Tidewater Mortgage Services. Thank you for your kind words and the 5-star...
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Kelly and her team made the whole buying process stress free for me. They were all very good communicators and were quick to answer a question or help me when needed. They made what I thought would be a stressful and scary process much easier...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you so much for your 5-star review, Michael! It's heartening to hear that our team was able to provide you with a stress-free buying process. We always strive to communicate effectively and provide timely assistance. Your feedback shows...
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Appreciate the knowledgeable personnel handing our loan.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
It was a pleasure assisting you and your family Zachary! Thank you for the 5 star review!
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Kelly is very thorough getting mortgages closed. She helps her clients guide them through the sometimes difficult process. Definitely would recommend Kelly.
Reply from Kelly Santos
July 10th, 2024 07:10 PM
Thank you very much Ronald! I very much appreciate your recommendation!
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It was between great and good.
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I appreciate you taking the time to provide feedback, Paul. I'm glad to hear that your experience with us at Tidewater Mortgage Services was somewhere between good and great. I'm always striving to provide a 5-star service, and I'd love to...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)