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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything was so smooth. From day one to closing. Crystal clear communication and easy to sign E-Docs made it a sweet and simple process for this first time home buyer.
We were referred to Stas after a lengthy battled of trying to get approved for a home loan by Rocket Mortgage. Stas basically had our situation dropped in his lap, he was up front with what we needed to do and got the loan approved and closed...
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Amazing at what he does! Besides just being a "loan guy" Nick is a wealth of information, friendly, knowledgeable, and quick to reply. He answered questions I didn't even know I had about the lending process. I have, and will continue to recommend...
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Walt kept me informed during the whole process , always in contact with me … asking if I had any questions or concerns and was very quick to answer if I did.
Nick was excellent from the beginning of the process until the end. He even came to our house to meet with the notary during signing and answered all questions we had. I would highly recommend anyone to use Nick if look to purchase a home or...
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Nick has supported me since the beginning and helped me out more like a friend than a customer. He was always able to help me and respond anytime. Nick also always led me to the right direction.
Nicks’ enthusiasm and indefatigable work ethic is astounding. Every part of the home-buying process that he was involved with was smooth, quick, and painless. He makes himself available at all times, and works tirelessly to make sure that you...
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Always kept me in the loop of what's going on. Also would answer any questions or concerns at any point day or night
Brian was excellent, but Underwriting was not so great, providing lists of items and saying that is all they need - only to provide another list. This happened over and over numerous times and was very frustrating.
Reply from Ben Randall - Synergy One Lending
February 17th, 2026 06:38 PM
I appreciate you taking the time to share your feedback, Dawn. It’s great to hear that your experience with Brian was positive. However, I understand your frustration with the underwriting process and it's definitely not the seamless experience...
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Brian was excellent, but Underwriting was not so great, providing lists of items and saying that is all they need - only to provide another list. This happened over and over numerous times and was very frustrating.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235