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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Madison was very honest and realistic with me. I was lead in the wrong direction with another company. Madison was able to pick up the pieces and help me get my dream home.
Reply from Madison Avolio
January 12th, 2026 05:43 PM
I'm delighted to hear that I was able to assist you in achieving your dream home, Brittany. Ensuring honesty and realistic expectations is always my priority, and I'm pleased that I could help guide you through the process after your previous...
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Nick's communication was wonderful!! We thank you for helping us...you did a great job! Happy New Year!!!
Clear, consistent, timely honest communication. Accurate and timely information to me and clients. Closing instructions to the title company in a timely fashion. Underwriter and loan office being on the same page about. requirements and communicating...
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The Synergy 1 team all together, especially Mrs. Moni and Mrs. Massey! Chris is an awesome guy and I am very grateful for all they have done for me , my girls and my furbaby boy! Thank you again so much !! Happy Holidays! This is life changing!!!...
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Reply from Chris Nooney
January 8th, 2026 04:50 PM
I appreciate your heartfelt words, Tamila. I'm glad that myself and the Synergy One team, including Mrs. Moni and Mrs. Massey, could make a positive impact on you and your family. Your kind wishes mean a lot to us during this holiday season....
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The very best lender in the busines!
Reply from Nick Totarella
January 8th, 2026 04:12 PM
Thank you for your kind words, Monique. I'm glad to know you felt positive about your experience with me as your lender. If you ever have more questions or need assistance in the future, feel free to reach out anytime.
Great communication any questions I had nick was able to answer them right away and was very knowledgeable on va home loans as well
Reply from Nick Totarella
January 8th, 2026 04:07 PM
I appreciate you sharing your experience, Colton. It's important to me to address all questions promptly and provide clear information, especially regarding VA home loans. Should you have any more questions or need further assistance, I'm just...
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great communication and problem solving!
Nicks attention to detail and making sure I was informed of everything along the way.
Reply from Nick Totarella
January 8th, 2026 04:04 PM
I'm grateful for your review, Courtney. Ensuring that you felt informed throughout the process is something I take seriously. If you have any additional questions or require further assistance, please don't hesitate to reach out.
Clear communication and willing to answer any question
Reply from Armando Leon
December 30th, 2025 07:38 PM
I'm glad to hear that you appreciated the clear communication, Richard. Addressing questions directly is very important, and I'm pleased I could help. If you have anything else on your mind in the future, don't hesitate to reach out. Thank...
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Cayne was excellent at walking us through the entire proces, answering every question we had, and making sure we had a fast and smooth closing.
Reply from Cayne Harrelson
January 7th, 2026 04:53 PM
It's great to hear that the process went smoothly and your questions were thoroughly addressed. Ensuring a seamless journey and timely closing is always my objective, so I'm pleased that I could assist you effectively. If any other questions...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235