

Schmidt Mortgage Company, a dba as Click n' C..., Addison, TX
Ohio's Trusted Resource In Mortgage Lending
Addison, TX

Click n’ Close, Inc. (FKA Mid America Mortgage, Inc.) is a multi-state, mortgage industry leader serving consumers and mortgage originators through its technology, title and mortgage channels.
Location & Business Hours
Business Hours
Tues
8:30 AM to 5:30 PM
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
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Reviews from Web
Schmidt Mortgage Company, a dba as Click n' Close, Inc. has received a review with 1 star rating from Cate M
Worst mortgage company-do not use them. My buyer had a new construction. They had my buyer file for a several months. Two days before closing, the underwriter denied the loan, stating that my buyer should have filed her taxes before going under...
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The House next door just sold on a "clicknclose" mortgage. The buyer is 30 yo. He speaks no english and does odd jobs in construction for cash. He still managed to borrow 10k more than the sale price. This is the same type of shenanigans I...
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Rate was great, but the customer service is trash. We paid ahead on our mortgage then refinanced with them to get a better rate. They kept 2200 worth of our principal payments until they were legally required to notify us they were just holding...
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Reply from Owner
October 2nd, 2025 12:00 AM
We recognize your concerns caused by the handling of your refund and the confusion during your calls. Your experience highlights areas where we need to do better, and your comments will be taken into account.
This is the most ridiculous incompetent mortgage company!!! Back in July I was told my escrow balance was short 833. I said cool let me pay that so my mortgage can go down. I spoke with 3 different agents before they even applied the money...
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Reply from Owner
October 2nd, 2025 12:00 AM
Your concerns about the escrow shortage, delayed payment application, and account updates are understandable. We regret the inconvenience this caused and are reviewing your feedback to strengthen our processes.
They have poor payment collection practices. They don't offer direct bank transfers and they add extra fees.
Reply from Owner
October 2nd, 2025 12:00 AM
Payment convenience is important, and we regret that your experience fell short. Thank you for bringing this to our attention.
On year 1 they failed to estimate our escrow appropriately, then our insurance doubled for no apparent reason and our payment went up over $600 for year 2 with almost no notice. Now we found a new insurance carrier and I am trying to call the...
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Reply from Owner
July 2nd, 2026 12:00 AM
Our records reflect that your escrow concerns were reviewed previously and follow?up was completed at that time. If you would like to revisit your experience or discuss any remaining questions, management is available at ************, Monday...
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They pretend to be other companies. They even make some up to take advantage of Native Americans. They own First Tribal lending. I'm a tribal member and I didn't know that I was doing business with a non-tribal company. Also the second there...
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Reply from Owner
October 18th, 2025 12:00 AM
Thank you for sharing your experience. We recognize the concerns you’ve raised with the company name, the changes in payment options, and the difficulties this has caused in keeping payments on time. We understand how concerning this situation...
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This company is so not reliable. We made a payment to our mortgage by phone on the 15th of the month. They didn't take the money out of the bank account. Then we called back on the 25th now they are saying that I told them a different amount...
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Reply from Owner
October 1st, 2025 12:00 AM
We understand the concerns you’ve raised about payment processing, account details, and the difficulty in getting this resolved after multiple calls. We regret the stress this situation has caused and recognize the importance of protecting...
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Beware, this company has terrible infrastructure which will result in costing you $$$. I paid off my loan in full early but had yet to pay the payoff amount. Still had 8 years left on the loan, and I was on autopay. They kept adding a $1 balance...
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Reply from Owner
September 18th, 2025 12:00 AM
We’re truly sorry to hear about your experience. We understand how upsetting it is to have a $1 balance result in a late payment being reported to the credit bureaus and the serious impact that had on your credit score. We also recognize how...
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About
Click n’ Close, Inc. (FKA Mid America Mortgage, Inc.) is a multi-state, mortgage industry leader serving consumers and mortgage originators through its technology, title and mortgage channels.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Year Started
1940
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2024 Click N' Close, Inc., NMLS 150009 (https://link.edgepilot.com/s/16c0b4f9/GenJ0475p0qJQAIzuNaZ8w?u=https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/150009) is an equal opportunity lender, Arizona Lic 0917159; licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.