

Ladera Lending - Ladera Ranch, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Andy was very helpful and always on top of any issue.
Reply from Andy Espineira
June 12th, 2026 07:25 PM
Yes, glad we where able to pull off a tuff situation.
Ashton was extremely responsive and professional in our communication and very personable. I would do business with him again anytime!
Andy was very informative when I was first considering Ladera Lending. Once the loan process began, he was very transparent and I was kept up to date on each step.
Reply from Andy Espineira
June 12th, 2026 07:26 PM
It was a pleasure working with you as well. You made the process easy as well with keeping on top of what we needed.
Andy and Myron are both very knowledgeable, accessible, and easy to be around. very hard combination to find these days
Reply from Andy Espineira
June 12th, 2026 07:28 PM
Charles, we're grateful for your feedback about Andy and Myron. It's great to hear that their knowledge and accessibility made a positive impression on you. We appreciate your recognition of their efforts and look forward to continuing to assist...
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Everyone was very helpful and willing to assist me in any way possible during the refinance process.
Thank you I received the funds yesterday .
Pretty fast process, plus Ashton made the process go smooth.
Mr. Jason and Myron, always return my calls and answered any of my concerns .
is what made it so great I had been through a rough time and was treated poorly by Rocket Mortgage and had given up. Ashton was first and kind. . persistent and caring. This loan officer is 100% the only reason I went with Laura Linbecause...
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Andy and his great secretary were very helpful and kind always responding when I had questions I felt as if they were looking out for me
Reply from Andy Espineira
June 12th, 2026 07:29 PM
Glad we where able to do a second reverse for you. Ladera wishes you and your family the best.
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)