Ladera Lending - Ladera Ranch, CA
Your Lender for Life
Ladera Ranch, CA
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Stephanie was very helpful, sweet and great with communication!
for
You found a creative way to take care of my needs.
Different for me
Very happy with the quick reply and very helpful staff. Thank you very much
Andy was great to work with and made the experience as smooth as possible!
Reply from Andy Espineira
June 12th, 2026 07:20 PM
It was very nice working with you Alexis. You made a very complex file very easy with your organization. I look forward to working with you again when rates come down a bit.
When I was able to talk to Ashton, he was helpful and explained everything concisely. I was able to make my decisions and raise concerns with him through the process.
Andy and his team were informative, honest, and most importantly they provided an excellent customer service!!!!
Reply from Andy Espineira
June 12th, 2026 07:20 PM
Thanks Jose for the kind words.
Enjoy working with Andy. He's very responsive and always able to explain things simply and plainly. Myron is also terrific. Very responsive.
Reply from Andy Espineira
June 12th, 2026 07:22 PM
Thanks John, we will do it a 3rd time very soon.
Andy was attentive and not pushy. When I asked for more time to compile information because I was traveling, he said to take my time.
Reply from Andy Espineira
June 12th, 2026 07:24 PM
Patrick, you where the one that was easy to work with. I appreciate the compliments.
Andy is the best. Refinance 2 home under hard conditions, 5-6 years ago and within 6 months we refinanced them both at a much lower rate without additional costs. A true blessing for our family. I recently reached out and completed a Heloc...
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Reply from Andy Espineira
June 12th, 2026 07:25 PM
Its always nice when a client thinks of you 5 years later. Its a great compliment!
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)