

Presidential Bank Mortgage | Frederick MD
Frederick, MD

Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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Reviews from Web
Kristy did an outstanding job! She truly made us feel like we were her top priority throughout the entire process. She always answered our questions promptly, no matter how many we had, and took the time to give us helpful advice that better...
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Reply from Owner
July 24th, 2026 06:44 PM
Paul, I'm truly grateful for your kind and thoughtful review. I'm pleased to know that my dedication and support made your process smoother and more comfortable. It has been a pleasure assisting you and your family, and I look forward to the...
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Kristy did an outstanding job! She truly made us feel like we were her top priority throughout the entire process. She always answered our questions promptly, no matter how many we had, and took the time to give us helpful advice that better...
read more
Reply from Kristy Grams
July 16th, 2026 01:27 AM
Thank you so much for these incredibly kind words! Working with your family for the second time was an absolute pleasure. I always want my clients to feel supported and informed, so I am thrilled to hear that the late-night texts and extra...
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Jim Moss NMLS 821197 - Presidential Bank Mortgage has received a review with 5 star rating from Andrew P
Reply from Owner
August 6th, 2026 02:53 PM
Thank you!
As a first time homebuyer Jim was amazing. He walked me through every step of the process and I felt comfortable the entire time. Looking forward to working with Jim in the future!
Reply from Jim Moss NMLS 821197 - Presidential...
July 15th, 2026 09:26 PM
Thank you! It was a pleasure to assist on your journey to homeownership. We hope that you make many happy memories in your new home!
Kristy Grams has received a review with 5 star rating from Sherry B
Reply from Owner
July 16th, 2026 01:28 AM
Thank you, Sherry, for the great rating! I'm pleased to know you had a positive experience with Presidential Bank Mortgage. If you ever need assistance or have any questions, please don't hesitate to reach out.
our family is grateful for the support and dedication we received during our home buying journey! Christy is an amazing person, who definitely shows compassion and commitment for her clients .
Reply from Kristy Grams
July 14th, 2026 01:48 PM
Thank you, Sherry, for sharing your experience. I'm pleased to know that my support and dedication made a difference in your home buying journey. Your kind words mean a lot to me, and I'm grateful for the opportunity to have assisted your family....
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Easy process, everything was explained.
Reply from Kristy Grams
July 14th, 2026 01:48 PM
I'm pleased to hear that the process was easy and everything was clearly explained, Nathan. Ensuring a smooth experience is important to me. If you have any questions or need further assistance, please don't hesitate to reach out.
Kristy and her team were amazing to work with. There were challenges that came up throughout the process and she always found a solution and because of that, a family is in their first home today.
Reply from Owner
July 28th, 2026 09:03 PM
Bill, thank you for sharing your experience. I'm pleased that we were able to navigate the challenges together and find solutions that led to a successful outcome. Helping families move into their first home is incredibly rewarding, and I'm...
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Kristy and her team were amazing to work with. There were challenges that came up throughout the process and she always found a solution and becasue of that, a family is in their forst home today.
Reply from Kristy Grams
July 14th, 2026 01:48 PM
Bill, thank you for your wonderful feedback. I'm pleased that my team and I could help navigate the challenges and find solutions that led to a successful outcome. It's truly rewarding to know that a family is now in their first home. If you...
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Kristy was Phenomenal to work with she really knows what shes doing made home buying a very pleas process. everything I was worried about Kristy made me feel very confident I was fine. Shes absolutely the best in the business very. For my next...
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Reply from Kristy Grams
July 14th, 2026 02:02 AM
Thank you so much for your kind words, Charles. I'm pleased to know that I could make your home buying experience smooth and reassuring. It's wonderful to hear that you felt confident throughout the process. I look forward to assisting you...
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.