Presidential Bank Mortgage | Frederick MD's Cover Image
Presidential Bank Mortgage | Frederick MD in Frederick, MD

Presidential Bank Mortgage | Frederick MD

Frederick, MD
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Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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  • T
    Todd H
    Posted on August 27th, 2026 01:59 PM
    Larry was the best really took care of everything. This is my second mortgage thru Presidential and will still come back again.
    Reply from Owner
    September 2nd, 2026 05:45 PM
    Thank you so much for your kind words and continued trust! I’m grateful you chose me again and look forward to helping you in the future.
  • T
    Todd H
    Taneytown, MD
    Posted on August 27th, 2026 01:58 PM
    This is my 3rd home I purchased never had anyone as dedicated to making sure everything is ok and felt comfortable the whole step of the way.
  • J
    Janet L S
    Hedgesville, WV
    Posted on August 27th, 2026 12:43 PM
    She kept us well informed on every step of the process. Very helpful.
    Reply from Kristy Grams
    August 27th, 2026 01:30 PM
    Thank you, Janet, for sharing your experience. I'm pleased to know that you found the process informative and helpful. If there's anything else you need, feel free to reach out.
  • T
    Taylor T
    Mount Airy, MD
    Posted on August 25th, 2026 12:08 AM
    Very personable and really made the process a breeze !
    Reply from Jim Moss NMLS 821197 - Presidential...
    August 25th, 2026 01:02 AM
    Thank you! We hope that many happy memories are made in your new home!
  • P
    Pau L
    Posted on August 24th, 2026 04:35 PM
    Kristy is straight forward on pre-approval and items needed for transaction. She is always on top of them. She's been doing a great job on the many deals we worked together with for many years.
    Reply from Owner
    August 27th, 2026 10:22 PM
    Thank you, Pau, for your kind words. I'm pleased to know that my straightforward approach and attention to detail have been helpful in our transactions. It's been a great experience working together over the years.
  • P
    Pau Z L
    Frederick, MD
    Posted on August 24th, 2026 04:33 PM
    I've been working with Kristy on many deals and she always do a great job by finishing the job done on time and easy to communicate. She is straight forward on the pre-approval and things needed to be done and no waste of time last minute.
    Reply from Kristy Grams
    August 24th, 2026 04:38 PM
    Thank you, Pau, for sharing your experience. I'm pleased to know that my straightforward approach and timely communication have been helpful in our collaborations. It's always a pleasure working with you on these deals. I look forward to working...
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  • C
    Christopher C
    Posted on August 21st, 2026 12:54 PM
    Terry & Missy are wonderful to work with. They are always available no matter what time of the day it is. I've done 3 transactions with them and each time its it's been a breeze! This is literally the best mortgage team.
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  • T
    Tom P
    Sharpsburg, MD
    Posted on August 21st, 2026 12:45 PM
    Everything
    Reply from Mark Wharton - Presidential Bank Mo...
    August 21st, 2026 12:50 PM
    Thank you Tom for the nice review.
  • R
    Richard B
    Posted on August 20th, 2026 02:47 AM
    Attention to detail. Quick responses.
    Reply from Jim Moss NMLS 821197 - Presidential...
    August 20th, 2026 02:47 PM
    Thank you!
  • S
    Sheri H
    Posted on August 18th, 2026 09:16 PM
    Very personable and helpful. Responded in timely manner and answered questions or got us the help we needed.
    Reply from Jim Moss NMLS 821197 - Presidential...
    August 19th, 2026 02:52 PM
    Thank you! We appreciate the opportunity to have served you. All the best to you both!
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    About
    Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Loan Origination

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.