Presidential Bank Mortgage | Frederick MD
Frederick, MD
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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Jim made this process so easy and kept us informed about what the next steps were throughout the loan process. He made us aware of all our options and thoroughly answered any questions we had. He always made himself available when we had questions...
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Reply from Jim Moss
April 22nd, 2026 01:52 AM
Thank you! Your trust in us to guide you through the mortgage process means a lot. We hope that you make many happy memories in your new home!
Fantastic experience! We were first time homebuyer and Mr. Mark Wharton was exceptionally quick to respond and and proactive in his communication throughout the entire mortgage process from pre- approve to closing we always know we we stood...
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Reply from Mark Wharton - Presidential Bank Mo...
April 21st, 2026 01:39 PM
Thank you for Kelly for the nice review.
Lisa was always very responsive, friendly, knowledgeable, and helpful.
He was very patient and understanding, even when we had to reschedule settlement multiple times.
Reply from Mark Wharton - Presidential Bank Mo...
April 14th, 2026 11:38 AM
Thank you Bill for the nice review.
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Kristy has been amazing to work with throughout my home buying experience. She always takes the time to answer all my questions with guidance. I love working with her after using her services twice now to purchase a home. I could write a novel...
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Reply from Kristy Grams
April 15th, 2026 12:54 AM
Thank you so much for your thoughtful review, Clayton. I'm truly grateful to have had the opportunity to assist you twice with your home purchases and to have built such a positive relationship. It's appreciated to know that my guidance has...
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Lisa was so knowledgeable, easy to work with, and was always available to answer our (many) questions. We are so grateful for her attention to detail and level of commitment!
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Kristy Grams has received a review with 5 star rating from Shawn M
Reply from Owner
April 15th, 2026 12:54 AM
Thank you, Shawn, for the good rating. I’m glad to know you had a positive experience with my service at Presidential Bank Mortgage. If there's anything more I can do for you, please don't hesitate to reach out.
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Kristys willingness to help us every step of the way and explain everything in great detail made a huge difference for us. she was availble whenever we needed her and definetly put up with more than she needed too. I can't recommend her highly...
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Reply from Kristy Grams
April 11th, 2026 06:42 PM
I'm really grateful for your kind words, Shawn. It's rewarding to know that my support throughout the process and the detailed explanations were helpful for you. Being available and accommodating is important to me, and it's great to hear that...
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Larry was excellent to work with and always available for help
Very smooth transaction No surprises
Reply from Mark Wharton - Presidential Bank Mo...
April 10th, 2026 01:42 PM
Thank you for the nice review Jason.
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.