Presidential Bank Mortgage | Frederick MD
Frederick, MD
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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Kristy is an amazing loan officer. She’s patient, knowledgeable, and truly committed to helping her clients succeed. She makes the entire process feel smooth and stress‑free.
Reply from Kristy Grams
June 16th, 2026 09:31 PM
Thank you, James, for your kind feedback. I'm pleased to know that my patience and commitment contributed to a smooth and stress-free process for you and your clients. It's important to me that my clients feel supported every step of the way....
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Jim Moss NMLS 821197 - Presidential Bank Mortgage has received a review with 5 star rating from Brendon F
Reply from Owner
July 15th, 2026 09:24 PM
Thank you!
Jim was very professional as well as very personable in every interaction we had. Jim kept me up to date with items that needed attention, as well as took the time to explain to me the things I did not know as a first time homebuyer. I would...
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Reply from Jim Moss NMLS 821197 - Presidential...
June 16th, 2026 08:32 PM
Thank you! It was a pleasure to assist you with your mortgage financing needs. We hope that you both make many happy memories in your new home!
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The experience was great! As first time home buyer, there was a lot that we did not know. Kristy guided and supported us throughout the whole process. She was available at any time for our questions. She was amazing and understanding!
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Reply from Kristy Grams
June 16th, 2026 04:57 PM
Thank you, Van, for sharing your experience. I'm pleased to hear that I could guide and support you as a first-time homebuyer. It's important to me that you felt understood and had your questions answered. If there's anything more I can assist...
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Kristy helped making this process as easy as possible and helped answer every question. Would definitely recommend her to friends and families looking into getting a house.
Reply from Kristy Grams
June 16th, 2026 04:56 PM
I'm grateful for your kind words, Caleb. It's great to know that I could make the process easier for you and answer all your questions. Thank you for recommending me to your friends and family; it means a lot. If there's anything else I can...
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Presidential Bank Mortgage | Frederick MD
Presidential Bank Mortgage | Frederick MD has received a review with 5 star rating from Giovana S
for
terry was very helpful with the entire proces, made us feel confo and confident with every step
Mark was quick to respond to emails and didn't try to intimidate us. He seemed sincere with his advice.
Reply from Mark Wharton - Presidential Bank Mo...
June 15th, 2026 01:56 PM
Thank you Terri for the nice review, will see you at settlement.
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Kristy went above and beyond. I would recommend her to all of my friends and family, I couldn't imagine recommending anyone else. She is very helpful, she listens to you, and she really cares. Kristy knows what she is doing!
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Reply from Kristy Grams
June 13th, 2026 01:39 PM
I'm grateful for your kind words, Kayla. It's wonderful to know that you felt supported and cared for throughout the process. Your recommendation means a lot to me, and I'm always here to help whenever you or your loved ones need assistance....
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Kristy was recommended to me and she delivered. She is very knowledgeable and always available to answer any and all questions. I wouldn't hesitate to recommend her to anyone.
Reply from Kristy Grams
June 13th, 2026 01:33 PM
Thank you for sharing your experience, Timothy. I'm pleased to hear that my knowledge and availability were helpful to you. Your recommendation means a lot to me, and I'm here if you need any further assistance.
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.