

Lake Forest, CA
Your Lender for Life
Lake Forest, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Reviews from Web
I had been turned away or given very few options for my situation by 5 other companies. Jason and his team were able to give me an option that suited me and my needs without forcing me into a situation I just didn't want to partake in. They...
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jed worked hard to find a loan for us , even though we had a lot of obstacles. Very thankful .
Jason was awesome and helped me with my decision on what product to go with. I look forward to doing business in the future with him.
Reply from Jason Muir
October 1st, 2025 05:40 PM
Thank you my fellow Jason! I look forward to helping you out in the future!
John provides an excellent level of customer support, and I feel he has my best interest in mind
Reply from John Doung
September 30th, 2025 09:51 PM
I appreciate your thoughtful feedback, Shelli. It's important to me that you feel supported and know I have your best interests at heart. I'm here to help, so if you have any questions or need further assistance, please don't hesitate to reach...
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Our loan application went smoothly. Approval was just a matter of days. Our loan officer went extra mile to meet our needs. No pressure, no hassles and we only dealt with our loan officer at all times.
Reply from Michael Pendergast
October 27th, 2025 07:44 PM
I'm glad to hear that your loan application process was smooth, Renato. It's important to me to ensure there are no hassles and that you feel comfortable throughout. If there's anything else I can do for you or any questions you have in the...
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jason is super helpful & quick to get everything done.
Reply from Jason Brewster
September 30th, 2025 06:52 PM
It's great to know you found my assistance helpful and efficient, Alie. If there's anything else you need, feel free to reach out. I'll be here to help whenever you need it.
JB
Michael Pendergast was been my loan officer since I had my 1st loan with Ladera. He was very pleasant to work with. He goes above and beyond to help me on all my needs. Very understanding and willing to help in any way. My experience with Mike...
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Reply from Michael Pendergast
October 27th, 2025 07:45 PM
Thank you, Nessa, for sharing your experience. It's truly rewarding to know I've been able to support you throughout your loan process and that you felt comfortable and at ease. This kind of feedback really highlights the aspects of my work...
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John is always good to work with. He's easy to get in touch with and answers all of my questions , even questions ive asked before.
Reply from John Doung
September 29th, 2025 10:05 PM
I'm happy to hear that you find it easy to work with me and that you feel comfortable reaching out with your questions, Joan. I believe in providing clear and accessible communication, and it's important to me that all questions are thoroughly...
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The reason we had a good experience was due to Mike supporting us along the way. he answered all our questioned, was always helpful, and stuck with us even when we hit snags. Mike made us feel valued and was A joy to work with .
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Reply from Michael Pendergast
October 27th, 2025 07:46 PM
I'm pleased to hear that your experience was positive, Lee Ann. Knowing that I could provide support and help through the process means a lot to me. Your kind words about feeling valued are appreciated, and I'm always here if any additional...
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The transparency of the Loan Officer, the way he explained details. Constant communication with me
Reply from Michael Pendergast
October 27th, 2025 07:46 PM
Cathy, I appreciate you mentioning the transparency and detailed explanations. Communication is key, and I'm pleased to know it made a positive difference for you. Should you have any questions or require further assistance, feel free to reach...
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)