

Central Trust Bank, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Location & Business Hours
Business Hours
Fri
8:30 AM to 4:30 PM
Sat
closed
Sun
closed
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Reviews from Web
Always a great experience at Central Bank! First time working with Kolby and we could not have been more pleased.
Reply from Kolby ODowd
April 14th, 2026 12:31 PM
I'm happy to hear that your first experience working with me was so positive, Donna. If you ever need assistance again, I'm here to help!
Scott was fantastic to work with. He is very friendly and super helpful. Any questions I had, he made sure I got an answer to. This was my first time purchasing a home, and Scott's assistance and expertise in navigating the complexities of...
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Reply from Scott Seaman
April 13th, 2026 07:46 PM
Awe man! That means so much! I am so excited for you and happy for the homeownership journey that you were able to make happen! A total win, win, win!! Looking forward to staying in touch. Congratulations on a wonderful home!!!
The process was quick and simple!
Lots of requests for information with zero explanatio.
Reply from Brittany Yeager
July 20th, 2026 03:43 PM
Thank you for your feedback, Elizabeth. I understand that the document request process can sometimes feel overwhelming, especially with the amount of information required during a home purchase. I appreciate you sharing your experience, and...
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Overall great service and closing date.... only issue would be with the servicing team they kept asking for documents that had already been submitted.
We had Brandon for our previous mortgage. hes friendly and easy to work with. He monitors the rate for us too incase it comes down . Makes the whole process a breeze.
Everything went smooth and good communication...
Deborah was so pleasant to work with, she answered all of our questions quickly ans professionally. We were able to close in a short amount of time from starting the processs. We really appreciated how quick and painless this process was. thank...
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Scott was great to work with. He was extremely communicative and was creative in his approach to our loan. He made the process very easy and we truly enjoyed working with him.
Reply from Scott Seaman
April 13th, 2026 07:44 PM
Thank you! Really enjoyed all our interactions and glad everything came together so perfectly. I look forward to staying in touch for sure! Congrats!
Brittany was so helpful and responsive. This is the first time I've bought a house on my own, and Brittany went above and beyond to make sure I understood everything. Brittany and Central Bank were able to get creative with my loan and find...
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Reply from Brittany Yeager
July 20th, 2026 03:42 PM
Thank you so much for your kind review, Natalie! It was so great working together/meeting you, and welcome to the neighborhood! :)
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985